Chase Pre-Approved offers

[MrShush]

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@Anonymous wrote:

That is quite impressive. I am only at 57,450, including my INK.

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Took me a few years to get there though LOL

[seiyafan]

Is there anything you have to do to get those pre-approvals? I have been out of college for almost a decade and have received any pre-approval in the mail.

[MrShush]

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@seiyafan wrote:

Is there anything you have to do to get those pre-approvals? I have been out of college for almost a decade and have received any pre-approval in the mail.

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No, there isn't anything I did. I've been getting peppered with offers the last few months from Citi, Chase, and other smaller banks like FNBO and PNC. I used to get nothing but I've noticed these things come in cycles. I'll get tons of mail for a while then nothing. Do you have fraud alerts on any of your reports or have you opted out?

[MrShush]

Got an update from TrueCredit notifying me of 1 new inq.

[seiyafan]

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@MrShush wrote:

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@seiyafan wrote:

Is there anything you have to do to get those pre-approvals? I have been out of college for almost a decade and have received any pre-approval in the mail.

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No, there isn't anything I did. I've been getting peppered with offers the last few months from Citi, Chase, and other smaller banks like FNBO and PNC. I used to get nothing but I've noticed these things come in cycles. I'll get tons of mail for a while then nothing. Do you have fraud alerts on any of your reports or have you opted out?

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Hmm, I think I probably did sometime last year, so how would I opt in again? =)

[MrShush]

Believe it or not, I have no idea!

[Anonymous]

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@seiyafan wrote:

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@MrShush wrote:

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@seiyafan wrote:

Is there anything you have to do to get those pre-approvals? I have been out of college for almost a decade and have received any pre-approval in the mail.

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No, there isn't anything I did. I've been getting peppered with offers the last few months from Citi, Chase, and other smaller banks like FNBO and PNC. I used to get nothing but I've noticed these things come in cycles. I'll get tons of mail for a while then nothing. Do you have fraud alerts on any of your reports or have you opted out?

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Hmm, I think I probably did sometime last year, so how would I opt in again? =)

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Go to the link below:

https://www.optoutprescreen.com/opt_form.cgi

[MrShush]

Friday I received the Slate. I called to activate and asked about a CLI for BT purposes. The rep went on to inform me that they'd look at my credit and I asked repeatedly if it was a hard or soft and he insisted every time it was a soft. Not. Hard on Friday, deleted on Saturday, replaced on Sunday. Really Chase? Again with the poor customer service and misinformation?! REALLY? And with that hard there still is no increase. Getting annoyed.

Yesterday I received the Freedom (along with another pre-approval for the same card with the same bonus) and it's a Signature card?! WHY OH WHY CHASE MUST YOU MESS WITH ME?! But I digress. Does anyone with the Freedom Signature know if it reports the limit or not?

[MrShush]

Denied CLI and I'm rewarded with a hard. Awesome.

So no one knows if the Freedom Sig reports limits???

[mxp114]

Shush can you post your Slate pic? Thanks. Also how do people get $100k in available credit? I just never imagined achieving that unless you made $200k+?