Oh MrShush that's too bad. You could always put something physical over the numbers and then take a photo. Rest assured that there is absolutely no way to remove the cover using a JPG. Much like you cannot take a video/pic of a nude celeb and eliminate the censor lol
About super high limits, I thought lenders would only provide those based on your income. I didn't realize you could have more credit than income but that's good to know.
@mxp114 wrote:About super high limits, I thought lenders would only provide those based on your income. I didn't realize you could have more credit than income but that's good to know.
it is ironic you should answer this question, because i requested a credit limit increase on the citicards website. they did a hard pull, (i did not think that they would actually do this, or i would not have requested the increase.)
Dear SCOTT
Action is required for your request to be
reconsidered.
Why we're
writing you
We have considered your recent request for a higher revolving credit line on your Citi® Dividend World
MasterCard® account, but we are unable to increase your revolving credit line at this time. This is because:
· Your available lines of credit, as shown on your credit bureau report, are too high when compared to your
income.
Some important
information
Our credit decision was based, in whole or in part, on information obtained in a report from the following
consumer reporting agency:
Equifax Credit Information Service
so yes, i guess if not before, its possible due to tightened regulation (im assuming, dont really know) that they are cracking down on allowing the amount of credit available, in regards to income. oh well. so what you were thinking mxp114 was true before. it just that it may be possible they have gotten tighter on this. or i am reading into this, and this has always been the case, it just happens that i would run into it now since i have never hp for cli with citibank (unintentionally anyway).
@scottwagnon wrote:
@mxp114 wrote:About super high limits, I thought lenders would only provide those based on your income. I didn't realize you could have more credit than income but that's good to know.
it is ironic you should answer this question, because i requested a credit limit increase on the citicards website. they did a hard pull, (i did not think that they would actually do this, or i would not have requested the increase.)
Dear SCOTT
Action is required for your request to be
reconsidered.
Why we're
writing you
We have considered your recent request for a higher revolving credit line on your Citi® Dividend World
MasterCard® account, but we are unable to increase your revolving credit line at this time. This is because:
· Your available lines of credit, as shown on your credit bureau report, are too high when compared to your
income.
Some important
information
Our credit decision was based, in whole or in part, on information obtained in a report from the following
consumer reporting agency:
Equifax Credit Information Service
so yes, i guess if not before, its possible due to tightened regulation (im assuming, dont really know) that they are cracking down on allowing the amount of credit available, in regards to income. oh well. so what you were thinking mxp114 was true before. it just that it may be possible they have gotten tighter on this. or i am reading into this, and this has always been the case, it just happens that i would run into it now since i have never hp for cli with citibank (unintentionally anyway).
I think "new" to you lenders might be skittish and give smaller limits, but certainly existing relationships once they monitor your behavior and habits, would be more inclined to continue to increase credit regardless of income.
