Chase PreApproval message??

[Anonymous]

What exactly does this mean, if anything?  I have never applied to them and I most certainly haven't opted-out of offers.

  We are unable to locate any offers for you at this time.

This may be because you have opted out of "prescreened" offers from Chase
and other companies or you have recently responded to another offer from Chase.

[Involver]

It means you are not pre-approved for any Chase cards.

It does not mean, however, that you will not be approved for a Chase card.

[b_diddy]

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@Involver wrote:

It means you are not pre-approved for any Chase cards.

It does not mean, however, that you will not be approved for a Chase card.

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+1

... also does NOT mean you have opted out on any of the CRA's.  I get this message as well but have never opted out of pre-screened offers.  Its standard Chase boilerplate.  If you want to opt out, you have to actually contact each of the CRA's.

[DrZoidberg]

It means you are not pre-approved for a card and it may be because you opted out of Chase (or like partners) for pre-approvals or because you already responded to a pre-approval. 

But the 3rd "may" they don't say and applies to majority is that your credit isn't good enough for a solid pre-approval offer.

[Anonymous]

It means that you are not prequalified for an offer, for generally one of two reasons.

A - your credit score is too low or credit file contains items they find displeasing.

Or

B - your address does not match their system records.  It is very picky and has to be formatted exactly as the letters you receive from them (if any), or formatted identically to the one listed as your current address on your Experian report. 

[subwaysandwich]

it means you're not worthy yet.

[Anonymous]

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@subwaysandwich wrote:

it means you're not worthy yet.

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I was years ago when they issued the Paypal MC.  I got rid of it myself as the card never increased..  It still shows on my credit report too.

[Anonymous]

Never opted out of anything.  They can't just say, we didn't have a pre-approval for you?  LOL  Would have been so much simpler.

[Anonymous]

I got that same messages ok when I check for mine. However I had a fraud alert on my CR and it's opted me out for 90 days. And they approved me for all of their cards so it doesn't mean anything if you got a good score. They pulled EX for all of my apps. GL!!!

[bigblue7722]

i got 5 chase cards (closed 1) and almost 20k in credit lines with never being pre approved by chase. The pre approval does not mean anything.