I am sure this has probably been answered on these boards somewhere, but I have not found it. I have a Chase platinum card with a $24k CL that I almost never use (no rewards). I was thinking about asking Chase to change my card to the Amazon Visa.
Two questions. If they change my card will that replace my original tl on my credit reports? I get the 'too many accounts' negative on my cr and I would rather not add any additional accounts if possible.
I assume they would do a soft pull of my credit as I am already a cardholder?
Any thoughts, comments, suggestions, and advice would be greatly appreciated. These boards have been great. Of course I am now addicted to them, but I suppose there are worse vices.