11-27-2008 08:39 AM - edited 11-27-2008 08:40 AM
I am sure this has probably been answered on these boards somewhere, but I have not found it. I have a Chase platinum card with a $24k CL that I almost never use (no rewards). I was thinking about asking Chase to change my card to the Amazon Visa.
Two questions. If they change my card will that replace my original tl on my credit reports? I get the 'too many accounts' negative on my cr and I would rather not add any additional accounts if possible.
I assume they would do a soft pull of my credit as I am already a cardholder?
Any thoughts, comments, suggestions, and advice would be greatly appreciated. These boards have been great. Of course I am now addicted to them, but I suppose there are worse vices.
11-27-2008 08:57 AM - edited 11-27-2008 08:58 AM
11-27-2008 10:23 AM
11-27-2008 10:30 AM
11-27-2008 01:33 PM
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on myFICO.com). Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.