Chase Products with 8.5 yr bk

[Anonymous]

Is it possible to get any chase product with bk and no other negatives in history? l wanted to apply for southewst rewards cc but it asks if you have bk in your profile. What are my chances?

[pkhuu78]

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@Anonymous wrote:
Is it possible to get any chase product with bk and no other negatives in history? l wanted to apply for southewst rewards cc but it asks if you have bk in your profile. What are my chances?

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you might have to recon it but you shouldn't have any problem.  I just got approved for CSP and Disney Premier with 7.5 years old bk.  I have a clean history eversince the bk..

[Anonymous]

Not a BK, but I believe the question for Freedom is if there were any collections on my report. I said no, and had to recon. They asked, "Did you know you have a collection?" At which point I explained it, and they were ok with it (bad verbal contract past SOL, and 7 years old already).

[penelope10]

It is possible, but doesn't happen for everyone. I tried for a chase mileage plus at 7 years after ch7 bk. Declined with a 700 score, and no baddies other than the bk. Tried again around 9 years. Declined again. The month the bk7 was removed, I was approved for CSP at $17.5k credit limit. I tried recon after the 9 year app, and was told by the rep I wouldn't qualify for a prime card until after the bk fell off. By the way, I did not have any chase accounts in the bk. And I did have a basic chase card with a 5k limit since 2 years after bk.