Chase Reallocation Call and...

[Creditaddict]

Decided just now to call Chase to move CL from my pretty much useless Marriott (to me now) and put it on Amazon and AARP as I use extensively.

Asked to move $3k to AARP making it $7500 and

Move $1k to Amazon Visa making it $5500

leaving $5k on Marriott

She sounded like she did the AARP move and was "checking" something as I debating for a 2nd but then said yes just move the $1k to amazon leaving the $5k on Marriott...

she said so actually I need to get you to another department to process this and they are closed today, can you call back tomorrow to complete.

I said and what department is this? (I have helped my partner move CL's a couple times now and it's instant and with customer service so I instantly did an "oh no, what" outloud on the phone!)

she said "Lending"

I said... hmmm... ummm... so everything is the same and fine right now but I need to talk to lending if I want to move CL's?

she said yes.

I did check and as of right now I still show all my available credit and no blocks on any of my credit accounts but I think I will avoid that call unless something changes on my accounts!!!

[Anonymous]

I move credit lines/ relocate among my chase cards all the time. I do it with lending services, as they generally have to do a soft pull to make sure your in good standing

[Creditaddict]

That scares me that a 2nd look at someone conservative go "omg, 3 accounts in 3 months, what and how did this happen... Close!"

[B335is]

CA,

When I reallocated CSP/Freedom last week they transferred me to Underwriting.  They advised they do a soft pull on CR (the CSR said it was hard pull), but it sounds right.

[Creditaddict]

So should I do it and not think crazy things... They are just making sure all is current

[Anonymous]

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@B335is wrote:

CA,

When I reallocated CSP/Freedom last week they transferred me to Underwriting.  They advised they do a soft pull on CR (the CSR said it was hard pull), but it sounds right.

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Interesting..

[B335is]

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@Creditaddict wrote:
So should I do it and not think crazy things... They are just making sure all is current

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That's your call.  After GTE I'm not telling you what to do anymore 

[Creditaddict]

Haha
That worked out better than most, he removed the hp on his suggestion! I still have a double pull for Bloomingdales but of course it is EQ and they don't do legal!

[Anonymous]

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@Creditaddict wrote:
Haha
That worked out better than most, he removed the hp on his suggestion! I still have a double pull for Bloomingdales but of course it is EQ and they don't do legal!

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Wait what? They HP'd you?

[Creditaddict]

Gte? Yes and denied me for to many Inq on Chex systems.