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Established Member
Realestateguru
Posts: 12
Registered: ‎05-03-2008
0

Chase Recon APPROVED!!!???

Hi All :smileyhappy: Newbie here, Need your help!  I just got off the phone with Chase recon dept 888-245-0625 and I explained that I wanted them to reconsid my application that was declined due to a judgement on my CR. The judgement has been paid for serveral years now but I still can't get the CRAs to show it as paid or $0 balance :smileymad:, It's just being report as filed...ughhhh! So she asked me several questions like what do I use my cards for and how much do I usually use and then she said that pending 1 other verification, she would recommend me for $5k and that I should receive my welcome pack in 7-10 days :smileyvery-happy:! Has this ever happended to any1? I wish I knew what the other verification was :smileysad:, I'm gonna be sick for the next 7-10 days! Some1 please tell me what else they verify???? Wish me luck and let me know if there's anything else that I should know about beforehand.  I'm sooooo nervous as this will be my 1st card w/prime lender for that type of amount. I started rebuilding my credit a year ago and I have too, too many subprime acct and would like to get rid of them now and move on to the next phase of credit repair :smileyvery-happy:!
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Established Contributor
Jesedmotherof5
Posts: 537
Registered: ‎04-02-2008
0

Re: Chase Recon APPROVED!!!???

good luck... I may have to make this same call really soon! Keep us posted.
Jess
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Established Contributor
bren39
Posts: 673
Registered: ‎07-22-2007
0

Re: Chase Recon APPROVED!!!???



Realestateguru wrote:
Hi All :smileyhappy: Newbie here, Need your help!  I just got off the phone with Chase recon dept 888-245-0625 and I explained that I wanted them to reconsid my application that was declined due to a judgement on my CR. The judgement has been paid for serveral years now but I still can't get the CRAs to show it as paid or $0 balance :smileymad:, It's just being report as filed...ughhhh! So she asked me several questions like what do I use my cards for and how much do I usually use and then she said that pending 1 other verification, she would recommend me for $5k and that I should receive my welcome pack in 7-10 days :smileyvery-happy:! Has this ever happended to any1? I wish I knew what the other verification was :smileysad:, I'm gonna be sick for the next 7-10 days! Some1 please tell me what else they verify???? Wish me luck and let me know if there's anything else that I should know about beforehand.  I'm sooooo nervous as this will be my 1st card w/prime lender for that type of amount. I started rebuilding my credit a year ago and I have too, too many subprime acct and would like to get rid of them now and move on to the next phase of credit repair :smileyvery-happy:!



TU 662 EQ 644
EX 643
Established Contributor
bren39
Posts: 673
Registered: ‎07-22-2007
0

Re: Chase Recon APPROVED!!!???

OP, this was my experience with Chase...Approved pending...Someone called me asked a few questions and walla truly approved......Approved pending status is a bit nerve wrecking however it was an approval....Good luck to ya!


bren39 wrote:


Realestateguru wrote:
Hi All :smileyhappy: Newbie here, Need your help!  I just got off the phone with Chase recon dept 888-245-0625 and I explained that I wanted them to reconsid my application that was declined due to a judgement on my CR. The judgement has been paid for serveral years now but I still can't get the CRAs to show it as paid or $0 balance :smileymad:, It's just being report as filed...ughhhh! So she asked me several questions like what do I use my cards for and how much do I usually use and then she said that pending 1 other verification, she would recommend me for $5k and that I should receive my welcome pack in 7-10 days :smileyvery-happy:! Has this ever happended to any1? I wish I knew what the other verification was :smileysad:, I'm gonna be sick for the next 7-10 days! Some1 please tell me what else they verify???? Wish me luck and let me know if there's anything else that I should know about beforehand.  I'm sooooo nervous as this will be my 1st card w/prime lender for that type of amount. I started rebuilding my credit a year ago and I have too, too many subprime acct and would like to get rid of them now and move on to the next phase of credit repair :smileyvery-happy:!






TU 662 EQ 644
EX 643
Established Contributor
UpNComing
Posts: 684
Registered: ‎05-02-2008
0

Re: Chase Recon APPROVED!!!???

Best of luck Realestateguru!  Chase Freedom is on my list for the future, so I'll be watching this one carefully. :smileywink:
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Established Contributor
unknown_entity
Posts: 853
Registered: ‎03-21-2008
0

Re: Chase Recon APPROVED!!!???

Yeah, Hope it comes through for ya.  I'd have a good feeling if I were you.  I'm sure they are just verifying some info and you're soon to be hooked up!!  Congrats in advance!! 
07/26/2007 TU-688
EQ-656
EX-649
Established Member
Realestateguru
Posts: 12
Registered: ‎05-03-2008
0

Re: Chase Recon APPROVED!!!???

Hey Jesed/Bren/UpN/Unkown! Thanks for the quick replies :smileyhappy:, I hope you are all right :smileyhappy:! I'll be sure to give all the details when I finally do hear from them.  Oh how I hate waiting :smileysad:!
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New Contributor
ShinyGirl
Posts: 66
Registered: ‎01-29-2008
0

Re: Chase Recon APPROVED!!!???

I don't know what it is they verify, but they said the same to me. However, that second verification took approximately 5 days. I went on a trip, came back, and called when I got back. I was told that it had just had the final approval.

I got the card three days later.
"...what good do your words do if they can't understand you??...."
Established Member
Realestateguru
Posts: 12
Registered: ‎05-03-2008
0

Re: Chase Recon APPROVED!!!???

My bad on the delay! Just wanted to let every1 kno that I did recieve my very first Chase Visa! I guess the final verification was just crossing the t's and dotting the i's on their end cause nobody called me or my place of employment.  I have a $5k cl but cash limit is $1k and I don't qualify for balance transfers yet but they've sent me checks to use!!???:smileyindifferent:  Does any1 kno why its set up this way??? BTW, thank u to every1 for all of the info u provide! Without all of u, I would still be tryin to figure out how to get prime lenders to notice me!
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Established Contributor
unknown_entity
Posts: 853
Registered: ‎03-21-2008
0

Re: Chase Recon APPROVED!!!???

It takes the system a month or two for the BT's to be available online.  If you have a BT, you have to call and do it that way.  But the checks have 0% just like the BT offer.  Still gotta pay the 3% though...Congrats on the new card!!!!   Great CL and it's Chase!!!
07/26/2007 TU-688
EQ-656
EX-649

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