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Chase Recon APPROVED!!!???

Established Member

Chase Recon APPROVED!!!???

Hi All Smiley Happy Newbie here, Need your help!  I just got off the phone with Chase recon dept 888-245-0625 and I explained that I wanted them to reconsid my application that was declined due to a judgement on my CR. The judgement has been paid for serveral years now but I still can't get the CRAs to show it as paid or $0 balance Smiley Mad, It's just being report as filed...ughhhh! So she asked me several questions like what do I use my cards for and how much do I usually use and then she said that pending 1 other verification, she would recommend me for $5k and that I should receive my welcome pack in 7-10 days Smiley Very Happy! Has this ever happended to any1? I wish I knew what the other verification was Smiley Sad, I'm gonna be sick for the next 7-10 days! Some1 please tell me what else they verify???? Wish me luck and let me know if there's anything else that I should know about beforehand.  I'm sooooo nervous as this will be my 1st card w/prime lender for that type of amount. I started rebuilding my credit a year ago and I have too, too many subprime acct and would like to get rid of them now and move on to the next phase of credit repair Smiley Very Happy!
Live Life Today!
Message 1 of 13
12 REPLIES
Established Contributor

Re: Chase Recon APPROVED!!!???

good luck... I may have to make this same call really soon! Keep us posted.
Jess
6/9/08 FICO TU 697 EX698 EQ 618uti 6% (once new accounts hit) BIZ- DUNS 80, EX 35
GOAL 2008- 700s+ new car
2010 BE a first time buyer
Message 2 of 13
Established Contributor

Re: Chase Recon APPROVED!!!???



Realestateguru wrote:
Hi All Smiley Happy Newbie here, Need your help!  I just got off the phone with Chase recon dept 888-245-0625 and I explained that I wanted them to reconsid my application that was declined due to a judgement on my CR. The judgement has been paid for serveral years now but I still can't get the CRAs to show it as paid or $0 balance Smiley Mad, It's just being report as filed...ughhhh! So she asked me several questions like what do I use my cards for and how much do I usually use and then she said that pending 1 other verification, she would recommend me for $5k and that I should receive my welcome pack in 7-10 days Smiley Very Happy! Has this ever happended to any1? I wish I knew what the other verification was Smiley Sad, I'm gonna be sick for the next 7-10 days! Some1 please tell me what else they verify???? Wish me luck and let me know if there's anything else that I should know about beforehand.  I'm sooooo nervous as this will be my 1st card w/prime lender for that type of amount. I started rebuilding my credit a year ago and I have too, too many subprime acct and would like to get rid of them now and move on to the next phase of credit repair Smiley Very Happy!



TU 662 EQ 644
EX 643
Message 3 of 13
Established Contributor

Re: Chase Recon APPROVED!!!???

OP, this was my experience with Chase...Approved pending...Someone called me asked a few questions and walla truly approved......Approved pending status is a bit nerve wrecking however it was an approval....Good luck to ya!


bren39 wrote:


Realestateguru wrote:
Hi All Smiley Happy Newbie here, Need your help!  I just got off the phone with Chase recon dept 888-245-0625 and I explained that I wanted them to reconsid my application that was declined due to a judgement on my CR. The judgement has been paid for serveral years now but I still can't get the CRAs to show it as paid or $0 balance Smiley Mad, It's just being report as filed...ughhhh! So she asked me several questions like what do I use my cards for and how much do I usually use and then she said that pending 1 other verification, she would recommend me for $5k and that I should receive my welcome pack in 7-10 days Smiley Very Happy! Has this ever happended to any1? I wish I knew what the other verification was Smiley Sad, I'm gonna be sick for the next 7-10 days! Some1 please tell me what else they verify???? Wish me luck and let me know if there's anything else that I should know about beforehand.  I'm sooooo nervous as this will be my 1st card w/prime lender for that type of amount. I started rebuilding my credit a year ago and I have too, too many subprime acct and would like to get rid of them now and move on to the next phase of credit repair Smiley Very Happy!






TU 662 EQ 644
EX 643
Message 4 of 13
Established Contributor

Re: Chase Recon APPROVED!!!???

Best of luck Realestateguru!  Chase Freedom is on my list for the future, so I'll be watching this one carefully. Smiley Wink
CSP ($5k); Chase MileagePlus Explorer Visa Sig. ($6k); Chase Freedom Visa Sig. ($6k); BankAmericard Cash Rewards Visa Sig. ($5k); Amex PRG (NPSL); Amex BCE ($1k); Citi Thank You ($5.4k); Barclay Apple ($4.2k) CapOne Cash ($2.5k) CapOne Platinum ($2.5k) Wells Fargo Home Project Visa ($10.3k) Discover IT ($1.5k) WalMart ($3k); Lowes ($3k); Amazon ($5k); Kohls($1.5k)

Scores: Equ Fico 715 ~ Exp 724 ~ TU Fico 682
Message 5 of 13
Established Contributor

Re: Chase Recon APPROVED!!!???

Yeah, Hope it comes through for ya.  I'd have a good feeling if I were you.  I'm sure they are just verifying some info and you're soon to be hooked up!!  Congrats in advance!! 
07/26/2007 TU-688
EQ-656
EX-649
Message 6 of 13
Established Member

Re: Chase Recon APPROVED!!!???

Hey Jesed/Bren/UpN/Unkown! Thanks for the quick replies Smiley Happy, I hope you are all right Smiley Happy! I'll be sure to give all the details when I finally do hear from them.  Oh how I hate waiting Smiley Sad!
Live Life Today!
Message 7 of 13
New Contributor

Re: Chase Recon APPROVED!!!???

I don't know what it is they verify, but they said the same to me. However, that second verification took approximately 5 days. I went on a trip, came back, and called when I got back. I was told that it had just had the final approval.

I got the card three days later.
"...what good do your words do if they can't understand you??...."
Message 8 of 13
Established Member

Re: Chase Recon APPROVED!!!???

My bad on the delay! Just wanted to let every1 kno that I did recieve my very first Chase Visa! I guess the final verification was just crossing the t's and dotting the i's on their end cause nobody called me or my place of employment.  I have a $5k cl but cash limit is $1k and I don't qualify for balance transfers yet but they've sent me checks to use!!???Smiley Indifferent  Does any1 kno why its set up this way??? BTW, thank u to every1 for all of the info u provide! Without all of u, I would still be tryin to figure out how to get prime lenders to notice me!
Live Life Today!
Message 9 of 13
Established Contributor

Re: Chase Recon APPROVED!!!???

It takes the system a month or two for the BT's to be available online.  If you have a BT, you have to call and do it that way.  But the checks have 0% just like the BT offer.  Still gotta pay the 3% though...Congrats on the new card!!!!   Great CL and it's Chase!!!
07/26/2007 TU-688
EQ-656
EX-649
Message 10 of 13