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Contributor
Pworld
Posts: 114
Registered: ‎12-29-2008
0

Chase Recon "sent to upper management"....

Hey Guys, 

 

Details:

-Applied for Chase Hyatt (currently have a checking account, chase freedom, and generic chase cc from wamu days. So we are in a relationship. lol)

-My EQ Fico is (708) as of a month or two ago

-No baddies or lates in 3 years. 

-Utility around 10percent last statement, lower now. 

-No CL's at 5k, until friday. Was approved instantly for BCP at $5k, and discover CL increased to $6400

-With recent spree, i should have 3 INQ on experian (including this chase) and 1 INQ on TU, 0 on EQ. This is for the past 15 months. 

 

I have read a lot about the chase Recon. I have had success with them on my Freedom. I have called twice. First time on the weekend i was told that they needed to verify more so it needed to go to the verification or analyst department. Called back this morning on a Monday and i was told it was referred to "upper management" and they will get back in contact with me within 30 days. 

 

I do not plan to keep calling back as twice i was put on hold, and spoke with detail why i was calling in a polite manner, and both times i was told it was in for review. Is this a bad sign?? Anybody got the "sent to upper management for review" line? i see people usually can get somebody to review the application live and ask questions. I even asked if there is anybody i can talk to and answer anything that might be in question with the application. No go. 

 

thanks in advance for any feedback. 

 

 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/9K
Frequent Contributor
virgo
Posts: 436
Registered: ‎11-26-2011
0

Re: Chase Recon "sent to upper management"....

Dont despair.  I called the re con line no less than 6 times to get the Freedom.  I applied for the Slate and immediately approved.

 

Keep calling.  You just need the right person on the line. 

Super Contributor
enharu
Posts: 6,984
Registered: ‎02-27-2013
0

Re: Chase Recon "sent to upper management"....


Pworld wrote:

Hey Guys, 

 

Details:

-Applied for Chase Hyatt (currently have a checking account, chase freedom, and generic chase cc from wamu days. So we are in a relationship. lol)

-My EQ Fico is (708) as of a month or two ago

-No baddies or lates in 3 years. 

-Utility around 10percent last statement, lower now. 

-No CL's at 5k, until friday. Was approved instantly for BCP at $5k, and discover CL increased to $6400

-With recent spree, i should have 3 INQ on experian (including this chase) and 1 INQ on TU, 0 on EQ. This is for the past 15 months. 

 

I have read a lot about the chase Recon. I have had success with them on my Freedom. I have called twice. First time on the weekend i was told that they needed to verify more so it needed to go to the verification or analyst department. Called back this morning on a Monday and i was told it was referred to "upper management" and they will get back in contact with me within 30 days. 

 

I do not plan to keep calling back as twice i was put on hold, and spoke with detail why i was calling in a polite manner, and both times i was told it was in for review. Is this a bad sign?? Anybody got the "sent to upper management for review" line? i see people usually can get somebody to review the application live and ask questions. I even asked if there is anybody i can talk to and answer anything that might be in question with the application. No go. 

 

thanks in advance for any feedback. 

 

 


Don't worry too much about it. Most likely they just need to verify something. This can be due to discrepancies on what you wrote on your app vs. the info they have on you. Sometimes they just want to verify your identity, and in certain cases they might want to verify income for example.

 

 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Valued Contributor
wHiTeSoL
Posts: 1,059
Registered: ‎07-09-2013
0

Re: Chase Recon "sent to upper management"....


enharu wrote:

Pworld wrote:

Hey Guys, 

 

Details:

-Applied for Chase Hyatt (currently have a checking account, chase freedom, and generic chase cc from wamu days. So we are in a relationship. lol)

-My EQ Fico is (708) as of a month or two ago

-No baddies or lates in 3 years. 

-Utility around 10percent last statement, lower now. 

-No CL's at 5k, until friday. Was approved instantly for BCP at $5k, and discover CL increased to $6400

-With recent spree, i should have 3 INQ on experian (including this chase) and 1 INQ on TU, 0 on EQ. This is for the past 15 months. 

 

I have read a lot about the chase Recon. I have had success with them on my Freedom. I have called twice. First time on the weekend i was told that they needed to verify more so it needed to go to the verification or analyst department. Called back this morning on a Monday and i was told it was referred to "upper management" and they will get back in contact with me within 30 days. 

 

I do not plan to keep calling back as twice i was put on hold, and spoke with detail why i was calling in a polite manner, and both times i was told it was in for review. Is this a bad sign?? Anybody got the "sent to upper management for review" line? i see people usually can get somebody to review the application live and ask questions. I even asked if there is anybody i can talk to and answer anything that might be in question with the application. No go. 

 

thanks in advance for any feedback. 

 

 


Don't worry too much about it. Most likely they just need to verify something. This can be due to discrepancies on what you wrote on your app vs. the info they have on you. Sometimes they just want to verify your identity, and in certain cases they might want to verify income for example.

 

 


At this point I would take it as a good sign. It shows you atleast have a chance vs being completly denied right? I'm sure it'll be fine :smileytongue:


   3/12 $3500     6/12 $1200      10/12 $1500   12/12 $3400    6/13 $12000      7/13 $5000      7/13 $2500       8/13 $2000    8/13 $6000

  | CSP (AU) $12,000 | Amex PRG (AU) | United $6,000 | OCCU $12,000 | Ink Bold | GM $3,200 | DCU $7500 | Luthansa $9000 | SPG $6,000 | Citi AA Executive $11,000 | Ink Plus $5,000                                                                         | EX 2/7 697 | EQ 10/27 721 | TU 12/15 719 |

Super Contributor
enharu
Posts: 6,984
Registered: ‎02-27-2013
0

Re: Chase Recon "sent to upper management"....

None of my Chase apps except Freedom were instant approvals. I called recons each time too and they just told me to wait. They said it was pending verifications and nothing can be done to expedite the process. It was somewhat nerve wrecking at first, since the only other lender that didn't instant approve me was Barclays, but I'm already somewhat used to it. 

JPMorgan Palladium (100k), AmEx Platinum (NPSL), AmEx SPG (46k), AmEx BCP (42k), Chase Sapphire Preferred (47k), Citi Prestige (31k), Citi Thank You Preferred (27k), Citi Executive AAdvantage (25k), JPMorgan Ritz-Carlton (21k), Merrill+ (15k), US Bank Cash+ (22.5k), Wells Fargo (12k), Bloomingdale’s (12.4k), Chase Freedom (5k), Discover IT (5k).
Contributor
Pworld
Posts: 114
Registered: ‎12-29-2008
0

Re: Chase Recon "sent to upper management"....

Thanks guys!! 

 

I appreciate the feedback. I will check back end of this week to see if i can get anymore progress, but i see patience and persistence will be the combination on this one. My feedom recon i got to a rep immediately. he reviewed, said he had to have his manager review and call back the next day. I called back the next day and he said i was approved for a low limit. So it seemed a little easier. But i do understand these cards (hyatt, CSP, etc) might have a different process being visa signatures and bigger starting limits. 

 

 

 

2/2011=EQ: 590
11/2012=EQ: 683 (after 4 card app spree and reporting)
10/2013=EQ: 708 (reached my goal!! for 2013) EX(amex): 668 TU(Disc):680
Goal = 725 by 6/2014
Amex Zync/NPSL | Amex Green/NPSL | AMEX BCP/15k | Chase Freedom/2.2K | Best Buy/800 | Discover IT/6.4K | Citi HHonors Reserve/3K | Chase Hyatt/5k | Sapphire Preffered/9K
Established Contributor
sjt
Posts: 691
Registered: ‎05-05-2010
0

Re: Chase Recon "sent to upper management"....

Since you and Chase are in a relationshio :smileyhappy: you might see if you can get a banker to call on your behalf.

 


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