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Frequent Contributor
Posts: 318
Registered: ‎06-27-2008
0

Re: Chase Recon

I recently applied too and only got a $500 CL after all the interrogating questions lol. Maybe I can request for more upon activation. I guess we'll see. Does anyone think that is a possibility?
myFICO - EQ: 776 EX: 763 TU: 791
New Contributor
Posts: 53
Registered: ‎06-25-2007
0

Re: Chase Recon

I'd guess if you already had an account they'd transfer you to CLI, but mine was a fresh application and it just rang, got the recorded "Your call may be recorded" then a guy answered and I dealt with him the entire time.
TU - 688 | EQ - 664
Frequent Contributor
Posts: 318
Registered: ‎06-27-2008
0

Re: Chase Recon

This is actually my first..
myFICO - EQ: 776 EX: 763 TU: 791
Frequent Contributor
Posts: 358
Registered: ‎12-23-2007
0

Re: Chase Recon

any clis from chase result in a hard.. so I wouldn't recommend asking for a cli upon activation unless you've had some big changes in your report since you apped
7/3/08- EQ= 642
UTIL=98% (12/07) 87%((4/08)-41%(5/08)-29%(06/08) GOAL- >9% by 12/08
Frequent Contributor
Posts: 318
Registered: ‎06-27-2008
0

Re: Chase Recon

That makes sense.
myFICO - EQ: 776 EX: 763 TU: 791
New Visitor
Posts: 1
Registered: ‎07-08-2008
0

Re: Chase Recon

Im new to the board and trying to learn the lingo :smileyhappy:
Whats a Recon number?
I have 5 cc's and Im looking to do a few balance transfers to lower aprs.
Have a score of around 570.
I have one account that is deliquent from a cell phone company...and alot of inquires.
 
Whats your advice?
Any would be greatly appriciated!
Established Member
Posts: 19
Registered: ‎01-08-2008
0

Re: Chase Recon

I just got my chase card about a month ago and called on activation to get a CLI.  I called the credit analyst number and there was NO hard pull to get my CL to go from $1500 to $5000, so my advice would be to at least try if you have some other cards with limits higher than the $500 that you've been responsible with. 
Frequent Contributor
Posts: 318
Registered: ‎06-27-2008
0

Re: Chase Recon

Did you use the backdoor # that was provided in the thread?
(Chase: 888-245-0625 (Credit Analyst - Recons) I do have a few higher than $500. I'll give it a try once my card comes in the mail.
myFICO - EQ: 776 EX: 763 TU: 791
Frequent Contributor
Posts: 358
Registered: ‎12-23-2007
0

Re: Chase Recon

Jimmy- A recon (reconsideration) is when you call a backdoor number (a number that gets you to an analyst and not a regular customer service rep) to get what you want. This could include credit line increases (cli) Apr drops, or reconing after you were denied a cc through the company.
7/3/08- EQ= 642
UTIL=98% (12/07) 87%((4/08)-41%(5/08)-29%(06/08) GOAL- >9% by 12/08
Frequent Contributor
Posts: 358
Registered: ‎12-23-2007
0

Re: Chase Recon

[ Edited ]
Shelby- I was told there is ALWAYS a hard pull. I'm expecting my new chase any day now. I may call anyways and ASK just in case.- What did you say to them?

Message Edited by AlishaR on 07-08-2008 11:35 AM
7/3/08- EQ= 642
UTIL=98% (12/07) 87%((4/08)-41%(5/08)-29%(06/08) GOAL- >9% by 12/08
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