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Frequent Contributor
Posts: 358
Registered: ‎06-25-2012
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Chase SP yesterday

Checked my Experian report today and saw a soft pull from Chase Card Services yesterday. Any ideas what could be coming my way?

Contributor
Posts: 83
Registered: ‎06-13-2012
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Re: Chase SP yesterday

Probably a CLI.

TU 743 as of 5/12
EQ 715 as of 10/13
EX Plus 780 as of 7/12

Cards in wallet: Chase Sapphire Preferred ($25k) Chase Freedom (8k) NFCU Platinum ($24k) HHonors Reserve ($11k)
United MileagePlus Club ($17k)
Established Contributor
Posts: 923
Registered: ‎06-12-2012
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Re: Chase SP yesterday

Or CLD depending on what they saw :smileytongue:

JP Morgan Select $10k | CSP $10k | Citi TY Premier $15k | BofA 3-2-1 $15k | Chase Freedom $10k | Discover IT $10k | Barclaycard $15k | AMEX SPG $5k | AMEX PRG NPSL | NASA Platinum-Advantage $10k | CapOne Quicksilver $3k | Walmart Card $5k | Amazon Card $10k | Chase Auto 1.49% | Joined myFICO 6/12 with a 540 FICO & today I'm over 750!
Valued Contributor
Posts: 1,987
Registered: ‎06-25-2012
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Re: Chase SP yesterday

^ lol
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / Merrill+ Visa siggy (5000) / BofA Amex (6000) / Bofa cash rewards (5000) / BofA Privileges Cash Rewards (5000) / Citi Forward (4400) / Citi DP (2000) / Chase Freedom (4000) / Chase CSP (5000) / Chase Hyatt (5000) / Discover IT (1700) / FNBO AMEX (3600) / NFCU cashRewards Visa signature (15000) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / Nordstrom (500) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (1631) / PayPal Smart connect (2200) / BestBuy store card (2000)
Mega Contributor
Posts: 15,442
Registered: ‎04-09-2011
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Re: Chase SP yesterday

@jlu smh lol



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Frequent Contributor
Posts: 425
Registered: ‎05-16-2012
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Re: Chase SP yesterday


SwampSystems wrote:

Checked my Experian report today and saw a soft pull from Chase Card Services yesterday. Any ideas what could be coming my way?


how long have you had your Chase card?

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Frequent Contributor
Posts: 358
Registered: ‎06-25-2012
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Re: Chase SP yesterday


Jlu wrote:

Or CLD depending on what they saw :smileytongue:


Don't you jinx me into getting balance chased!

 

They hopefully got to see the Amex 3x CLI, but they didn't get to see the Capital One cards go from $1500 and $750 to $6,000 and $5,000. If only they had waited 2 more days...

Frequent Contributor
Posts: 358
Registered: ‎06-25-2012
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Re: Chase SP yesterday

It turned out to be for pre-approvals for the Slate and one of the United cards (probably the Explorer). Just found out from a branch. Kinda disappointed because I was hoping to apply for the Sapphire Preferred for the 40,000 point bonus.

 

I see the United Explorer card has a $95 AF. Does it have similar underwriting requirements to the Sapphire Preferred? They both have decent sign-up bonuses going on. In fact, the promotional offer in the branch said you get the 40,000 UR points on the Sapphire Preferred after only $2,000 in spending, unlike the Chase website which says after $3,000.

Contributor
Posts: 83
Registered: ‎06-13-2012
0

Re: Chase SP yesterday

United Explorer has slightly lower underwriting requirements.  I would say the United Club Card has similar underwriting requirements to the CSP card.

TU 743 as of 5/12
EQ 715 as of 10/13
EX Plus 780 as of 7/12

Cards in wallet: Chase Sapphire Preferred ($25k) Chase Freedom (8k) NFCU Platinum ($24k) HHonors Reserve ($11k)
United MileagePlus Club ($17k)
Contributor
Posts: 567
Registered: ‎10-04-2012
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Re: Chase SP yesterday


Voodard wrote:

United Explorer has slightly lower underwriting requirements.  I would say the United Club Card has similar underwriting requirements to the CSP card.


+1 Agreed

 

FICO 04 scores: 809 (EQ) 812 (EX) 818 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $58k - BMW Ultimate $40k
Chase Sapphire Preferred $62k - Merrill Lynch + Signature $41k - USAA Rate Advantage $28k
NFCU Flagship Signature $50k - USAA Cash Rewards AMEX $28k
Citi Platinum Select / AAdvantage Signature $31k - Chase Amtrak Rewards World MC $41k

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