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Frequent Contributor
SwampSystems
Posts: 344
Registered: ‎06-25-2012

Chase SP yesterday

Checked my Experian report today and saw a soft pull from Chase Card Services yesterday. Any ideas what could be coming my way?

Contributor
Voodard
Posts: 80
Registered: ‎06-13-2012

Re: Chase SP yesterday

Probably a CLI.

TU 743 as of 5/12
EQ 765 as of 10/12
EX Plus 780 as of 7/12

Cards in wallet: Chase Sapphire Preferred ($25k) Chase Freedom (8k) NFCU Platinum ($24k) HHonors Reserve ($11k)
United MileagePlus Explorer ($17k)
Frequent Contributor
Jlu
Posts: 460
Registered: ‎06-12-2012

Re: Chase SP yesterday

Or CLD depending on what they saw :smileytongue:

Wallet: JP Morgan Select Visa Signature $9000 | Chase Sapphire Preferred $5000 | Chase Freedom Visa $2000 | Barclaycard Visa $3000 | Discover More $1500 | Capital One Platinum Mastercard $750 | Bank of America Cash Rewards Visa $500 | Walmart Store $950 | Amazon Store $5000 | AMEX Zync (AU) NPSL | Chase Total Checking | RIP: First Premier Mastercard
Valued Contributor
jsickz32
Posts: 1,815
Registered: ‎06-25-2012

Re: Chase SP yesterday

^ lol
Amex BCE (2500) / Amex SPG (4000) / Amex GoldPR / BofA Total rewards (2500) / BofA Amex (3900) / Bofa cash rewards (5700) / BofA Privileges Cash Rewards (5000) / Citi Forward (3000) / Chase Freedom (3500) / Discover IT (1700) / FNBO AMEX (3600) / Barclays Apple Visa (3960) / NFCU cashRewards Visa signature (12500) / NFCU Flagship Visa signature (12500) / NFCU Navcheck (5000) / MetroCU Visa Elite (5000) / Walmart (4500) / Kays Jewerels (6600) / Kohls (300) / Macys Platinum (2500) / DCU platinum Visa (17500) / Citizens bank cash back (1100) / Bill Me Later (601) / PayPal Smart connect (2200)
Mega Contributor
LS2982
Posts: 14,477
Registered: ‎04-09-2011

Re: Chase SP yesterday

@jlu smh lol



Silver Spade Garden Club Member - Last App 1/6/13 - No Apps until 1/7/2015 / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 689 / EQ FICO 659 / TU08 FICO 702 / TU98 FICO 672 / TU VS 709 5/23/2013
Frequent Contributor
seigex
Posts: 425
Registered: ‎05-16-2012

Re: Chase SP yesterday


SwampSystems wrote:

Checked my Experian report today and saw a soft pull from Chase Card Services yesterday. Any ideas what could be coming my way?


how long have you had your Chase card?

Lender Pull (11/3/12) FICO EX: 740 EQ: 680 TU: 702

NFCU VISA $17.5k / USAA AMEX $6k / USAA AMEX $4k / USAA VISA $4k / CHASE FREEDOM $3k / Capital One $500
Frequent Contributor
SwampSystems
Posts: 344
Registered: ‎06-25-2012

Re: Chase SP yesterday


Jlu wrote:

Or CLD depending on what they saw :smileytongue:


Don't you jinx me into getting balance chased!

 

They hopefully got to see the Amex 3x CLI, but they didn't get to see the Capital One cards go from $1500 and $750 to $6,000 and $5,000. If only they had waited 2 more days...

Frequent Contributor
SwampSystems
Posts: 344
Registered: ‎06-25-2012

Re: Chase SP yesterday

It turned out to be for pre-approvals for the Slate and one of the United cards (probably the Explorer). Just found out from a branch. Kinda disappointed because I was hoping to apply for the Sapphire Preferred for the 40,000 point bonus.

 

I see the United Explorer card has a $95 AF. Does it have similar underwriting requirements to the Sapphire Preferred? They both have decent sign-up bonuses going on. In fact, the promotional offer in the branch said you get the 40,000 UR points on the Sapphire Preferred after only $2,000 in spending, unlike the Chase website which says after $3,000.

Contributor
Voodard
Posts: 80
Registered: ‎06-13-2012

Re: Chase SP yesterday

United Explorer has slightly lower underwriting requirements.  I would say the United Club Card has similar underwriting requirements to the CSP card.

TU 743 as of 5/12
EQ 765 as of 10/12
EX Plus 780 as of 7/12

Cards in wallet: Chase Sapphire Preferred ($25k) Chase Freedom (8k) NFCU Platinum ($24k) HHonors Reserve ($11k)
United MileagePlus Explorer ($17k)
Established Member
Elcid89
Posts: 354
Registered: ‎10-04-2012

Re: Chase SP yesterday


Voodard wrote:

United Explorer has slightly lower underwriting requirements.  I would say the United Club Card has similar underwriting requirements to the CSP card.


+1 Agreed

 

FICO scores: 819 (EQ) 815 (EX) 803 (TU)

Amex Platinum NPSL - Citi HHonors Sig. $42k - BMW Ultimate $36k
Chase Sapphire Preferred $42k - Merrill Lynch + Signature $33k - USAA Rate Advantage $20k
NFCU Flagship Signature $33k - USAA Cash Rewards AMEX $20k
Citi Platinum Select / AAdvantage Signature $23k


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