Chase Sapphire Attempt

[Jbb2788]

Do you think I've possibly already screwed up by applying for 3 apps? I hope not...

[red259]

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@Jbb2788 wrote:

Do you think I've possibly already screwed up by applying for 3 apps? I hope not...

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Doubtful. Just garden and it should be fine. 

[enharu]

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@Jbb2788 wrote:

Do you think I've possibly already screwed up by applying for 3 apps? I hope not...

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It really depends on your profile.

Just 3 apps alone won't result in AA.

It is usually a combination of a few negative factors, such as lots of new inquiries, many new accounts, high utilization, recent derogs, and/or serious derogs on file that makes them take action against you. 

[Jbb2788]

I don't have any negitives but I do have the 2 Chase cards and a Discover IT card now...LOW LOW UTI...I think I'll be fine I just need to cool it...Thanks for the heads up guys.

[lg8302ch]

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@enharu wrote:

AA = adverse action.

Whenever lender(s) flag you as high risk, they will take adverse action against you, which may be a credit limit reduction, or account(s) closure. Therefore, it's always best to do things in moderation, rather than to keep poking the bear nonstop just to see how far you can go.

Since those 2 accounts are opened only last week, just use the cards you have for about 12 months (or 6 if you are impatient), and then reapply. 

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+1

I strongly follow this advice myself with the 12 months for Chase for two reasons. Wait longer will give me a better CL hopefully and improve the  chances of approval and the other reason is that I would like to avoid any AA from Barclays. I truly love my Arrival card - my favorite card

[red259]

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@Jbb2788 wrote:

I don't have any negitives but I do have the 2 Chase cards and a Discover IT card now...LOW LOW UTI...I think I'll be fine I just need to cool it...Thanks for the heads up guys.

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How long have you had the Discover It card?

[B335is]

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@Jbb2788 wrote:

I don't have any negitives but I do have the 2 Chase cards and a Discover IT card now...LOW LOW UTI...I think I'll be fine I just need to cool it...Thanks for the heads up guys.

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I think you'll be fine if you take it easy for awhile.  When you get some history with those Chase accounts under your belt, CSP should be no problem.  Chase isn't going to hold this app against you.  I agree 6-12 months, obviously the longer the better.  Congrats on your other 2 cards though.

[Meltdownblitz]

Definitely wait 6 months then go for the CSP, as long as you PIF on your other 2 cards and treat them well you should be good to go.

As for the credit cards pics in your signature:

http://ficoforums.myfico.com/t5/SmorgasBoard/Profile-tweaks/m-p/1864003#M30790

[Ladysparrow7]

[chalupaman]

Sorry to hear that. I'm planning on waiting a few months myself and if I feel like it, then apping for the Freedom since I already have a Visa Signature card with Chase that I was approved for last month.