Chase Sapphire: Good or bad idea to apply?

[Anonymous]

Thanks for the input, all.  I will probably apply today (once I PIF my Discover).

[Anonymous]

Hey guys - 

Just wanted to update you.  I decided to play it safe and applied for the Freedom.  I was instantly approved for a $5000 limit.  I think in a year or so I'll go for the Sapphire.

Thanks again!

[ryanbush]

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@Anonymous wrote:

Hey guys - 

Just wanted to update you.  I decided to play it safe and applied for the Freedom.  I was instantly approved for a $5000 limit.  I think in a year or so I'll go for the Sapphire.

Thanks again!

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Nice this means you would have been approved for the CSP,

In a previous post you stated you were going to wait until today because you were going to pay your Discover off, you understand it can take up to 30 days for that payment to reflect on your credit report correct?

[09Lexie]

Congrats on your approval!

[Anonymous]

Yes, I thought about it and realized that.  I only have $500 on my discover on my current report, which is ~8% utilization, so I decided to go for it.  

[ryanbush]

Congrats again, I really want to add the freedom to my wallet

[youngandcreditwrthy]

Congrats!!!

[honky]

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@youngandcreditwrthy wrote:
@honky. Did you have to recon?

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Instant approval.  Tried recon for a higher CL and was denied(asked for 16k)

[a3quit4s]

Grats on the freedom

[WarJar101]

Should've went for the CSP bro, matter of fact you could probably still go for it now and both INQs age together. I know for sure you would've been approved. Get a CLI on the CapOne, by contacting then EO as bonus for yourself. Congrats nonetheless.