Credit Cards

[Carbon44]

I don't justify the $95 fee just because its metal to the poster above who seems to think i do. I have the card as a restaurant and travel card however you are not thinking about the majority. LOTS of people get the CSP for the reason it's metal, just like lots of people get a Amex gold card because its Amex. It's about status. Whether its dumb is a different topic. I've gotten compliments and even asked if it was a real credit card before but never anything that makes me want to get rid of it.

[somnipotent]

I requested a plastic card for CSP... they don't offer it anymore.  At least that's what I've just been told.

[Koop10010]

"No one would pay a $95 annual fee if they can get a metal card with no annual fee."

Sure sounds like you think the metal card justifies the fee.  Anyway I highly doubt the majority, or even lots of people, get the CSP because it's a metal card.  I mean, it's not even advertised on the website that it's metal.  There are much better reasons to opt for the CSP:  transfer partners, no forex, 2x points on dining, travel, excellent customer service.  I really think most people would care about those over what material the card is made of.

I don't really want to get any comments about my card from cashiers, even compliments.  I'm getting tired of "that's a heavy card", "yeah it's made out of metal".  It seems like atleast 1/3 of cashiers I hand the card to make some kind of comment.  I mean, come on, it's just a credit card.  One guy a few days ago said something like "that's a heavy card, must have a lot of money behind it".  I don't want that kind of attention.  I still might try calling to request a plastic version, even though some posts here seem to say that's impossible.

[nenuco]

---

Koop10010 wrote:

"No one would pay a $95 annual fee if they can get a metal card with no annual fee."

Sure sounds like you think the metal card justifies the fee.  Anyway I highly doubt the majority, or even lots of people, get the CSP because it's a metal card.  I mean, it's not even advertised on the website that it's metal.  There are much better reasons to opt for the CSP:  transfer partners, no forex, 2x points on dining, travel, excellent customer service.  I really think most people would care about those over what material the card is made of.

I don't really want to get any comments about my card from cashiers, even compliments.  I'm getting tired of "that's a heavy card", "yeah it's made out of metal".  It seems like atleast 1/3 of cashiers I hand the card to make some kind of comment.  I mean, come on, it's just a credit card.  One guy a few days ago said something like "that's a heavy card, must have a lot of money behind it".  I don't want that kind of attention.  I still might try calling to request a plastic version, even though some posts here seem to say that's impossible.

---

Jajajaja lol that's awesome logic

[Koop10010]

I know right, haha...

[Carbon44]

No where in that sentence you quoted did I use the word I therefore don't assume. Once again you are missing my point. The point of the card being preferred vs. just the regular CS is the luxuries of benefits that come with it. You named a few such as the 7% dividend, the no foreign transaction fees, the 20% for travel, etc. What you are missing to see is the fact having the card metal is a luxury. You may not like it and I think we can both agree that should not be a factor in choosing a credit card, but people do apply for that reason. I have seen many people like the benefits of the CSP and apply for it but I'm sure many can chime in they love having a metal card and might have considered that a factor when applying for a new card. You said yourself the guy said the saying " that card is heavy so that must mean you have a lot of money" and that is exactly what some people look for. Most of the time the people with money don't want to flaunt it but others who wish they did need something to showcase they're "elite status". To get back to the topic I still don't believe Chase will make the regular and preferred both metal.

[Koop10010]

It sure sounds like you include yourself by saying "no one", that's atleast a pretty logical interpretation not just some assumption.  I certainly know there are people who want the card for the "benefit" of a metal card, I just can't believe that most people get the card for that reason.