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New Member
bjoplin21
Posts: 12
Registered: ‎04-04-2013
0

Chase Sapphire Pre-approval

Just went into a chase branch to close a checking account and decided to ask the banker if I had any pre - approvals. I didn't think I would since my ficos are only mid to upper 600s. He told me I had pre approval for slate, freedom, sapphire or sapphire preferred. I already have a slate that's been at a 300 CL for 7 years. I chose the sapphire, not sapphire preferred since that one has an AF. Got approved for initial CL of 5k. I have 5 other cards and utility is at 11%. My only other high limit card is a barclay iTunes visa that I got increased from 1400 to 5500 last week.

My paid collection from 2008 didn't seem to matter much.
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Senior Contributor
myjourney
Posts: 26,656
Registered: ‎02-07-2013
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Re: Chase Sapphire Pre-approval

Congrats 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Chase Sapphire Pre-approval


bjoplin21 wrote:
Just went into a chase branch to close a checking account and decided to ask the banker if I had any pre - approvals. I didn't think I would since my ficos are only mid to upper 600s. He told me I had pre approval for slate, freedom, sapphire or sapphire preferred. I already have a slate that's been at a 300 CL for 7 years. I chose the sapphire, not sapphire preferred since that one has an AF. Got approved for initial CL of 5k. I have 5 other cards and utility is at 11%. My only other high limit card is a barclay iTunes visa that I got increased from 1400 to 5500 last week.

My paid collection from 2008 didn't seem to matter much.

CONGRATS!!!

 

Even with the AF the CSP give you the mex benefits for the sapphire line. Travel benefits are sweet!!




Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Valued Contributor
indiolatino61
Posts: 1,481
Registered: ‎11-10-2012
0

Re: Chase Sapphire Pre-approval


bjoplin21 wrote:
Just went into a chase branch to close a checking account and decided to ask the banker if I had any pre - approvals. I didn't think I would since my ficos are only mid to upper 600s. He told me I had pre approval for slate, freedom, sapphire or sapphire preferred. I already have a slate that's been at a 300 CL for 7 years. I chose the sapphire, not sapphire preferred since that one has an AF. Got approved for initial CL of 5k. I have 5 other cards and utility is at 11%. My only other high limit card is a barclay iTunes visa that I got increased from 1400 to 5500 last week.

My paid collection from 2008 didn't seem to matter much.

Congrats...I got denied online for the Freedom in October, 2012. Next time I app for the CSP I'll do it at the branch, since it does seem to make a difference.

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New Member
bjoplin21
Posts: 12
Registered: ‎04-04-2013
0

Re: Chase Sapphire Pre-approval

Thanks. I think I'm done applying for credit cards.. 17k total available credit is more than enough for me
Frequent Contributor
wallyworld123
Posts: 455
Registered: ‎01-04-2012
0

Re: Chase Sapphire Pre-approval

Congrats good thing u decided to ask:smileyhappy:


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