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Regular Contributor
cableguy123
Posts: 230
Registered: ‎11-05-2011
0

Chase Sapphire Preferred APP

Hey i went online and applied for this card. I got a message that said they where going to review my infomation what dose this mean?

Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
0

Re: Chase Sapphire Preferred APP

[ Edited ]

cableguy123 wrote:

Hey i went online and applied for this card. I got a message that said they where going to review my infomation what dose this mean?


Was it the 7-10 message?

 

This usually means they just want to go over your report/s line by line because you did not meet their criteria to be instantly approved, or it could be something as simple as......something you put in your app did not match what your credit report shows.

 

I'd call the backdoor number

 

Chase: 888-270-2127 (App recon)
Chase: 888-245-0625 (Credit Analyst - Recons)

 

From what I understand, this is a VERY hard card to get, I'm not sure I'd even app for this card with my FICOS. However, I DO want this card, eventually.

 

Best of Luck!


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

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Senior Contributor
Walt_K
Posts: 3,065
Registered: ‎11-02-2009
0

Re: Chase Sapphire Preferred APP


Mustanglvr2006 wrote:

cableguy123 wrote:

Hey i went online and applied for this card. I got a message that said they where going to review my infomation what dose this mean?


Was it the 7-10 message?

 

This usually means they just want to go over your report/s line by line because you did not meet their criteria to be instantly approved, or it could be something as simple as......something you put in your app did not match what your credit report shows.

 

I'd call the backdoor number

 

Chase: 888-270-2127 (App recon)
Chase: 888-245-0625 (Credit Analyst - Recons)

 

From what I understand, this is a VERY hard card to get, I'm not sure I'd even app for this card with my FICOS. However, I DO want this card, eventually.

 

Best of Luck!


Come on.  You don't seriously expect that the approval standards are that high do you?  Modesty is great and all that, but let's not discourage people from applying for the card because they don't have average 790+ FICO scores, unless there are some real indications that the approval standards are that high.  I haven't seen anything to suggest you need scores that high for this card.


Starting Score: ~500 (12/01/2008)
Current Score: EQ 681 (04/05/13); TU 98 728 (01/06/12), TU 08? 760 (provided by Barclay 1/2/14), TU 04 728 (lender pull 01/12/12); EX 742 (lender pull 01/12/12)
Goal Score: 720


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Established Contributor
CreditCrusader
Posts: 799
Registered: ‎09-27-2011
0

Re: Chase Sapphire Preferred APP


Walt_K wrote:

Mustanglvr2006 wrote:

cableguy123 wrote:

Hey i went online and applied for this card. I got a message that said they where going to review my infomation what dose this mean?


Was it the 7-10 message?

 

This usually means they just want to go over your report/s line by line because you did not meet their criteria to be instantly approved, or it could be something as simple as......something you put in your app did not match what your credit report shows.

 

I'd call the backdoor number

 

Chase: 888-270-2127 (App recon)
Chase: 888-245-0625 (Credit Analyst - Recons)

 

From what I understand, this is a VERY hard card to get, I'm not sure I'd even app for this card with my FICOS. However, I DO want this card, eventually.

 

Best of Luck!


Come on.  You don't seriously expect that the approval standards are that high do you?  Modesty is great and all that, but let's not discourage people from applying for the card because they don't have average 790+ FICO scores, unless there are some real indications that the approval standards are that high.  I haven't seen anything to suggest you need scores that high for this card.


I have to agree with Walt on this one, but I WOULD like to know about where you need to be to get in the door with this issuer.

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
Take the FICO Fitness Challenge
New Member
lphr0z3nl
Posts: 7
Registered: ‎10-26-2011
0

Re: Chase Sapphire Preferred APP

I applied for the card recently and was instantly approved. My Fico was 754.

Regular Contributor
cableguy123
Posts: 230
Registered: ‎11-05-2011
0

Re: Chase Sapphire Preferred APP

Yea i called the number and the man i talked to was very nice he just approved me for 5000.00 said i had high ulti but he approved me my tu is 700 and my ex is 699

Frequent Contributor
raenys
Posts: 387
Registered: ‎08-25-2011
0

Re: Chase Sapphire Preferred APP

I was approved with 748.

Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
0

Re: Chase Sapphire Preferred APP


Walt_K wrote:

Mustanglvr2006 wrote:

cableguy123 wrote:

Hey i went online and applied for this card. I got a message that said they where going to review my infomation what dose this mean?


Was it the 7-10 message?

 

This usually means they just want to go over your report/s line by line because you did not meet their criteria to be instantly approved, or it could be something as simple as......something you put in your app did not match what your credit report shows.

 

I'd call the backdoor number

 

Chase: 888-270-2127 (App recon)
Chase: 888-245-0625 (Credit Analyst - Recons)

 

From what I understand, this is a VERY hard card to get, I'm not sure I'd even app for this card with my FICOS. However, I DO want this card, eventually.

 

Best of Luck!


Come on.  You don't seriously expect that the approval standards are that high do you?  Modesty is great and all that, but let's not discourage people from applying for the card because they don't have average 790+ FICO scores, unless there are some real indications that the approval standards are that high.  I haven't seen anything to suggest you need scores that high for this card.


That was not my intent and I believe you know that, I have been researchng this card and I have read that it is not an easy card to obtain, not the hardest to get, however, I don't think someone with a 700 725 FICO will get this card, I could very well be wrong, I'm not God and can't predict the future.

 

I made a statement based on the research I've done.

 

Regarding modesty, In all honesty, I feel VERY confident, I could get this card tonight if I applied for it.

 

I could have left out that last part about myself not even apping for this card with my scores, I was trying to make a point, and the point was I have read this is a hard card to get. (Dumb statement on my part? Yes maybe) but don't accuse me of discouraging people from applying for the card, because that was NOT my intent!!


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Established Contributor
CreditCrusader
Posts: 799
Registered: ‎09-27-2011
0

Re: Chase Sapphire Preferred APP


That was not my intent and I believe you know that, I have been researchng this card and I have read that it is not an easy card to obtain, not the hardest to get, however, I don't think someone with a 700 725 FICO will get this card, I could very well be wrong, I'm not God and can't predict the future.

 


 

See post two spots above yours...evidently, it CAN be done! :smileyhappy:

 

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
Take the FICO Fitness Challenge
Valued Contributor
Mustanglvr2006
Posts: 1,971
Registered: ‎02-06-2011
0

Re: Chase Sapphire Preferred APP

There ya go, I was wrong, just goes to show no matter how much research one does, it can be very undependable.

 

i apologize for giving inaccurate info, I strive VERY hard to give accurate info when I reply to someones question, but, sometimes I am wrong.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge



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