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Moderator
Posts: 17,419
Registered: ‎07-14-2009
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Re: Chase Sapphire Preferred APP

 

One drawback of only seeing words on a screen is not always knowing the writer's intent. I know I have been guilty of this.

 

It's better just to move on.  Smiley Happy

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

Regular Contributor
Posts: 230
Registered: ‎11-05-2011
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Re: Chase Sapphire Preferred APP

i am pretty happy the only thing that was throwing it off was my boa visa siggy card was repoting a high balance i told him its not reporting all my balance he didn't seem to know what i was talking about told him it was a flex credit card

Valued Contributor
Posts: 1,971
Registered: ‎02-06-2011
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Re: Chase Sapphire Preferred APP


MarineVietVet wrote:

 

One drawback of only seeing words on a screen is not always knowing the writer's intent. I know I have been guilty of this.

 

It's better just to move on.  Smiley Happy

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


I'll put my tail between my legs and move on, I was wrong and I truly apologize for that.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Moderator
Posts: 17,419
Registered: ‎07-14-2009
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Re: Chase Sapphire Preferred APP


Mustanglvr2006 wrote:

 

I'll put my tail between my legs and move on, I was wrong and I truly apologize for that.



I would probably be shocked if I went back through older posts and read all the times I've been "less than correct" about something.  Smiley Tongue

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".

New Member
Posts: 7
Registered: ‎10-26-2011
0

Re: Chase Sapphire Preferred APP

I think it is a harder to get card and more then just score is factored in but I believe it is recommended to have a 750+ score to qualify. That is based on research I've done on getting approved for this card.

Valued Contributor
Posts: 1,971
Registered: ‎02-06-2011
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Re: Chase Sapphire Preferred APP


MarineVietVet wrote:

Mustanglvr2006 wrote:

 

I'll put my tail between my legs and move on, I was wrong and I truly apologize for that.



I would probably be shocked if I went back through older posts and read all the times I've been "less than correct" about something.  Smiley Tongue

 

 

 

From a BK years ago to:
EX - 3/11 pulled by lender- 835, EQ - 2/11-816, TU - 2/11-782

"Some people spend an entire lifetime wondering if they've made a difference. The Marines don't have that problem".


Thanks for the support, I know this is not the first time I've been wrong, but I'd love for it to be the last (highly unlikely tho Smiley Tongue)


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Established Contributor
Posts: 799
Registered: ‎09-27-2011
0

Re: Chase Sapphire Preferred APP


Mustanglvr2006 wrote:

There ya go, I was wrong, just goes to show no matter how much research one does, it can be very undependable.

 

i apologize for giving inaccurate info, I strive VERY hard to give accurate info when I reply to someones question, but, sometimes I am wrong.


It's all good...I have come to the conclusion that this is all YMMV. I was approved for Barclay with a 616 TU FICO, yet others with 700+ scores weren't. I have seen people with 625 EQ FICOs get Discovers.

 

All that having been said, I'd give anything to be you - wrong in this one, isolated instance, but sitting with 800s - than me in the credit world right now Smiley Wink

I'm Spartacus!

hr>Starting Score: EQ 546, EX 547, TU 580
Current Scores (lender): EQ 725 , EX FICO 720, TU 737 FICO scores>
Goal Score: 750
Take the FICO Fitness Challenge
Valued Contributor
Posts: 1,971
Registered: ‎02-06-2011
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Re: Chase Sapphire Preferred APP


CreditCrusader wrote:

Mustanglvr2006 wrote:

There ya go, I was wrong, just goes to show no matter how much research one does, it can be very undependable.

 

i apologize for giving inaccurate info, I strive VERY hard to give accurate info when I reply to someones question, but, sometimes I am wrong.


It's all good...I have come to the conclusion that this is all YMMV. I was approved for Barclay with a 616 TU FICO, yet others with 700+ scores weren't. I have seen people with 625 EQ FICOs get Discovers.

 

All that having been said, I'd give anything to be you - wrong in this one, isolated instance, but sitting with 800s - than me in the credit world right now Smiley Wink



I believe you hit the nail on the head with that statement, I've been reading posts here lately where people are getting approved for Prime cards with sub 700 FICOS, negatives on their reports etc.... and getting super high CL's, so I should have known better to make the statement I made.

 

You will be where I am score wise, just keep on keeping on.

 

Thank you for your reply, I appreciate it very much.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


Valued Contributor
Posts: 1,516
Registered: ‎09-01-2011
0

Re: Chase Sapphire Preferred APP

I'm glad for approvals, but am surprised to hear of sub-700 approvals for prime cards. Like the guy that was approved for a $6000 Citi Platinum Select card with a 635. I guess the prime lenders are now softening the criteria to qualify for card products.

Valued Contributor
Posts: 1,971
Registered: ‎02-06-2011
0

Re: Chase Sapphire Preferred APP

[ Edited ]

mxp114 wrote:

I'm glad for approvals, but am surprised to hear of sub-700 approvals for prime cards. Like the guy that was approved for a $6000 Citi Platinum Select card with a 635. I guess the prime lenders are now softening the criteria to qualify for card products.



Wasn't there two posts recently where two dif members with pretty low scores and IIRC negatives on their reports being approved for a NFCU CC with CL's of 15K+

 

I've said it before and I'll say it again, nothing surprises me anymore when it comes to CCC's and thier approval standards, it's all a YMMV like CreditCrusader said.


Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

Take the FICO Fitness Challenge


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