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Applied for Chase Sapphire Preferred on Saturday for the 50k bonus. I received the 30 day notice. I called the number from the backdoor list and inquired about the holdup. The rep told me that it was because my experian was frozen. I asked if I needed to lift the freeze, and she said that as long as I have one report unfrozen they will pull that report. (For the record, transunion is also frozen) She said to check back on Monday. I called the automated line at 7am and got the "Congratulations! Your application has been approved....." message. It gave me my credit line (13.5k) and apr. I pressed 0 to speak with a rep to confirm the approval. The rep confirmed and asked if I would like the card expedited, free of charge. I said yes, and she said I should receive the card on Tuesday or Wednesday via ups.
For those of you thinking of applying, here is a little about my credit profile. EQ Fico 730, TU Fico (Wal Mart) 718, EX Fico (PSECU) 723. Length of Credit 13 years. AAoA=2.8 years. Inqs on EQ= 0 at time of app. 5 new accounts in last 6 months PenFed (5k), NFCU (14k), Discover More (6k), WalMart (1200), Cap1 (750). Student loans and auto. Income <60k.
I can't wait for the card to arrive.
@Anonymous wrote:Applied for Chase Sapphire Preferred on Saturday for the 50k bonus. I received the 30 day notice. I called the number from the backdoor list and inquired about the holdup. The rep told me that it was because my experian was frozen. I asked if I needed to lift the freeze, and she said that as long as I have one report unfrozen they will pull that report. (For the record, transunion is also frozen) She said to check back on Monday. I called the automated line at 7am and got the "Congratulations! Your application has been approved....." message. It gave me my credit line (13.5k) and apr. I pressed 0 to speak with a rep to confirm the approval. The rep confirmed and asked if I would like the card expedited, free of charge. I said yes, and she said I should receive the card on Tuesday or Wednesday via ups.
For those of you thinking of applying, here is a little about my credit profile. EQ Fico 730, TU Fico (Wal Mart) 718, EX Fico (PSECU) 723. Length of Credit 13 years. AAoA=2.8 years. Inqs on EQ= 0 at time of app. 5 new accounts in last 6 months PenFed (5k), NFCU (14k), Discover More (6k), WalMart (1200), Cap1 (750). Student loans and auto. Income <60k.
I can't wait for the card to arrive.
Congrats !! That's a nice card with a very nice CL.