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Chase Sapphire Preferred Approved!

Established Contributor

Chase Sapphire Preferred Approved!

Applied online tonight, and instant decision approved!  Called and had cards expedited with credit access line of 8k. I've been wanting this card for some time now, and after reading the reviews here and on other various boards, it was really a no brainer for me. No inq on EX or TU less than  a year, and 1 on EQ. Util approx 4%, and scores in sig line. Thanks members!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
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9 REPLIES
Established Contributor

Re: Chase Sapphire Preferred Approved!


KIPPIE12 wrote:

Applied online tonight, and instant decision approved!  Called and had cards expedited with credit access line of 8k. I've been wanting this card for some time now, and after reading the reviews here and on other various boards, it was really a no brainer for me. No inq on EX or TU less than  a year, and 1 on EQ. Util approx 4%, and scores in sig line. Thanks members!


Congrats on your approval!  Smiley Happy


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Message 2 of 10
Established Contributor

Re: Chase Sapphire Preferred Approved!

Thanks, TNT!

Current Score: EQ: 828, EX: 833, TU: 820 Citi TY Premier WEMC 46.5, (Since 1983)Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| Cap One QS WMC 15K|Chase Freedom VS 19.3k|Citi Dividend WEMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Macys 5k|Sams MasterCard 15k|Barclay Arrival Plus WEMC 18.7k|Chase IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k|Amex Everyday 16.2|BBVA Amex 22.5k|Total Rewards VS 12.5k|SGV 10K|Venture 12k|BOA Virgin Atlantic WEMC 11.2K|MB Amex 9.5k
Message 3 of 10
Highlighted
Regular Contributor

Re: Chase Sapphire Preferred Approved!

Congratulations! I now look up to you, because at some point in my life I want that card also! Smiley LOL

Capital One Journey (12/2010) | Chase Freedom (03/2012) | American Express Zync (03/2012)

Gardening since 03/2012
Experian score: 752 (6/2014)
Message 4 of 10
Valued Contributor

Re: Chase Sapphire Preferred Approved!

That's great, congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 5 of 10
Regular Contributor

Re: Chase Sapphire Preferred Approved!

I really want this card. I'll be applying in February most likely.

 

Message 6 of 10
Established Contributor

Re: Chase Sapphire Preferred Approved!

congratz!!!!.... I have a coworker that used to work for chase, he said CSP is really hard to get... that it's only for "upper class" people who makes good money... i wonder if its true


Starting Score: MYFICO 12/30/15 -TU: 481, EQ:561, EX:532 - BK7 DISCHARGED 12/2015 - Current: 09/01/2016 TU:642 EQ: 651 EX: 646
NFCU cashRewards:$6200 QS:$1500 Merrick:$1200 Cabelas:$1000 SonyVisa: $500 JCrew:$850 Overstock:$850 Express: $1050 PaypalCredit:$2150 NAVCHECK:$10K
Message 7 of 10
Valued Contributor

Re: Chase Sapphire Preferred Approved!


kobe2012 wrote:

congratz!!!!.... I have a coworker that used to work for chase, he said CSP is really hard to get... that it's only for "upper class" people who makes good money... i wonder if its true


Used to be for people who made 100 or more I believe, but that is no longer the case. As with most things, it trickled down to being obtainable by most people.

Message 8 of 10
Regular Contributor

Re: Chase Sapphire Preferred Approved!

Congrats!!! that's definitely a card I will go for in the future.

Message 9 of 10
Valued Contributor

Re: Chase Sapphire Preferred Approved!


navigatethis12 wrote:

kobe2012 wrote:

congratz!!!!.... I have a coworker that used to work for chase, he said CSP is really hard to get... that it's only for "upper class" people who makes good money... i wonder if its true


Used to be for people who made 100 or more I believe, but that is no longer the case. As with most things, it trickled down to being obtainable by most people.


+1. Publications around the time of the CSP's release stated that it's original target were people making 120k or more. The standards have dropped considerably since then, and there have been people on the forums reporting approvals with very average incomes (50-60k). This isn't a Chase-specific phenomenon as Amex seems to have lowered their BCE/BCP underwriting standards as well.
EX 798, EQ 789, TU 784
American Express Platinum (NPSL) || Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Barclays American Airlines Aviator Red World Elite Mastercard - $20,000 CL || Chase IHG Rewards World Mastercard - $25,000 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL || Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank Hilton Reserve Visa Signature - $20,000 CL || J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL
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