Reply
Established Contributor
KIPPIE12
Posts: 620
Registered: ‎05-09-2009
0

Chase Sapphire Preferred Approved!

Applied online tonight, and instant decision approved!  Called and had cards expedited with credit access line of 8k. I've been wanting this card for some time now, and after reading the reviews here and on other various boards, it was really a no brainer for me. No inq on EX or TU less than  a year, and 1 on EQ. Util approx 4%, and scores in sig line. Thanks members!

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 26k|Macys 5k|Sams MasterCard 10k|Barclay Arrival Plus WEMC 10k|Chae IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k
Established Contributor
TNTransplant
Posts: 772
Registered: ‎01-03-2012
0

Re: Chase Sapphire Preferred Approved!


KIPPIE12 wrote:

Applied online tonight, and instant decision approved!  Called and had cards expedited with credit access line of 8k. I've been wanting this card for some time now, and after reading the reviews here and on other various boards, it was really a no brainer for me. No inq on EX or TU less than  a year, and 1 on EQ. Util approx 4%, and scores in sig line. Thanks members!


Congrats on your approval!  :smileyhappy:


Starting Score: Jan 2012: EQ - 659, TU08 - 670, EX - ???
Current Score:April 2014: EQ - 772, TU08 - 782, EX - 754
Last App:3/21/14

Established Contributor
KIPPIE12
Posts: 620
Registered: ‎05-09-2009
0

Re: Chase Sapphire Preferred Approved!

Thanks, TNT!

Current Score: EQ: 807 TU: 811 EX: 813 (Fico) 8/14
Goal Scores: 760 Across all 3-Finally


Citi TY Premier 36k| Discover 15.6k|BOA WMC 30.5k|Barclays Juniper Rewards 15k|Barclays Amex 20k| CapOne 15K|Chase Freedom VS 19.3k|Citi Dividend WMC 25k|FNBO 15.5k|CSP 22.1K|Chase Marriott 31.3k|Citi TYP 20K|Citi DP 16.5k|Sams Discover 10k|Chase IHG Select Visa 26k|Macys 5k|Sams MasterCard 10k|Barclay Arrival Plus WEMC 10k|Chae IHG WMC 26k|Citi Double Cash 10k|Chase MileagePlus Explorer 14k
Regular Contributor
Eschaton
Posts: 106
Registered: ‎02-08-2012
0

Re: Chase Sapphire Preferred Approved!

Congratulations! I now look up to you, because at some point in my life I want that card also! :smileylol:

Capital One Journey (12/2010) | Chase Freedom (03/2012) | American Express Zync (03/2012)

Gardening since 03/2012
Experian score: 752 (6/2014)
Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Chase Sapphire Preferred Approved!

That's great, congrats!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Regular Contributor
charyot77
Posts: 237
Registered: ‎06-21-2010
0

Re: Chase Sapphire Preferred Approved!

I really want this card. I'll be applying in February most likely.

 

Established Contributor
kobe2012
Posts: 690
Registered: ‎03-16-2012
0

Re: Chase Sapphire Preferred Approved!

congratz!!!!.... I have a coworker that used to work for chase, he said CSP is really hard to get... that it's only for "upper class" people who makes good money... i wonder if its true


Starting Score: TU: 598 03/23/2012 EQ:607 05/24/2012 EX:607 04/26/2012 (lender pull) EX FAKO:522 03/2012
Current Score: TU(Myfico)04/2013:689 EQ(Myfico)04/2013:701 EX(AMEX pull)04/01/2013:675 (CreditSecure FAKOS) 5/14/2013 EX:726 EQ:701 TU:730 TU(Walmart):699
Barclay Rewards:5k/Cap1:$3.5k/Cap1:$2.5k/Citi TYP:2k/Freedom:$5k/Slate:3k/Marriott visa sig 5k/BCE:$1k/Zync: $500 PSL/Discover IT:$1.9k/Walmart:$8k/Chevron:$5k/Gap:$5k/Kay:$3.4kk



Valued Contributor
navigatethis12
Posts: 1,933
Registered: ‎01-24-2012
0

Re: Chase Sapphire Preferred Approved!


kobe2012 wrote:

congratz!!!!.... I have a coworker that used to work for chase, he said CSP is really hard to get... that it's only for "upper class" people who makes good money... i wonder if its true


Used to be for people who made 100 or more I believe, but that is no longer the case. As with most things, it trickled down to being obtainable by most people.

Regular Contributor
alboto
Posts: 211
Registered: ‎08-23-2012
0

Re: Chase Sapphire Preferred Approved!

Congrats!!! that's definitely a card I will go for in the future.

Valued Contributor
CreditScholar
Posts: 2,300
Registered: ‎01-22-2012
0

Re: Chase Sapphire Preferred Approved!


navigatethis12 wrote:

kobe2012 wrote:

congratz!!!!.... I have a coworker that used to work for chase, he said CSP is really hard to get... that it's only for "upper class" people who makes good money... i wonder if its true


Used to be for people who made 100 or more I believe, but that is no longer the case. As with most things, it trickled down to being obtainable by most people.


+1. Publications around the time of the CSP's release stated that it's original target were people making 120k or more. The standards have dropped considerably since then, and there have been people on the forums reporting approvals with very average incomes (50-60k). This isn't a Chase-specific phenomenon as Amex seems to have lowered their BCE/BCP underwriting standards as well.
FICOs: EX: 826, EQ: 817, TU: 810
Bank of America Privileges with Travel Rewards Visa Signature - $23,200 CL
Chase Sapphire Preferred Visa Signature - $12,700 CL
Chase United MileagePlus Club World Elite MasterCard - $26,500 CL
Citibank American Airlines Executive World Elite MasterCard - $22,500 CL
J.P. Morgan Ritz Carlton Visa Signature - $23,500 CL

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+