Chase Sapphire Preferred Approved!

[KIPPIE12]

Applied online tonight, and instant decision approved!  Called and had cards expedited with credit access line of 8k. I've been wanting this card for some time now, and after reading the reviews here and on other various boards, it was really a no brainer for me. No inq on EX or TU less than  a year, and 1 on EQ. Util approx 4%, and scores in sig line. Thanks members!

[TNTransplant]

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@KIPPIE12 wrote:

Applied online tonight, and instant decision approved!  Called and had cards expedited with credit access line of 8k. I've been wanting this card for some time now, and after reading the reviews here and on other various boards, it was really a no brainer for me. No inq on EX or TU less than  a year, and 1 on EQ. Util approx 4%, and scores in sig line. Thanks members!

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Congrats on your approval!  

[KIPPIE12]

Thanks, TNT!

[Eschaton]

Congratulations! I now look up to you, because at some point in my life I want that card also! 

[Epcot]

That's great, congrats!

[charyot77]

I really want this card. I'll be applying in February most likely.

[kobe2012]

congratz!!!!.... I have a coworker that used to work for chase, he said CSP is really hard to get... that it's only for "upper class" people who makes good money... i wonder if its true

[navigatethis12]

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@kobe2012 wrote:

congratz!!!!.... I have a coworker that used to work for chase, he said CSP is really hard to get... that it's only for "upper class" people who makes good money... i wonder if its true

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Used to be for people who made 100 or more I believe, but that is no longer the case. As with most things, it trickled down to being obtainable by most people.

[alboto]

Congrats!!! that's definitely a card I will go for in the future.

[CreditScholar]

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@navigatethis12 wrote:

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@kobe2012 wrote:

congratz!!!!.... I have a coworker that used to work for chase, he said CSP is really hard to get... that it's only for "upper class" people who makes good money... i wonder if its true

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Used to be for people who made 100 or more I believe, but that is no longer the case. As with most things, it trickled down to being obtainable by most people.

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+1. Publications around the time of the CSP's release stated that it's original target were people making 120k or more. The standards have dropped considerably since then, and there have been people on the forums reporting approvals with very average incomes (50-60k). This isn't a Chase-specific phenomenon as Amex seems to have lowered their BCE/BCP underwriting standards as well.