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Regular Contributor
Posts: 195
Registered: ‎06-12-2012
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Chase Sapphire Preferred, Citi Diamond

Ok, I am hooked. 


I want to see what other card I can get. I've gone back and fourth about the TE Costco Amex or a CSP or A Citi Diamond Preffered that got "pre-qualified" on their site today (its been tempting me all week)


I have one baddie on my EX but my TU is nearly perfect except for one late from 07/2007 that should be falling off soon. I have 7 inquiries, mostly mortgage related. 

I think my EQ is the same as above. 


AMEX said my fico was 665 - lower than I anticpated, especially since I just got to 25% util. 


Any suggestions as what to apply for?





Southwest: $9k - Discover It $1,900 - Amazon $2,900 - CAP1 - $1,500 - QuickSilver (FKA Orchard) - $900 - J. Crew $1K - LOFT $1K - Nordstroms $1K - Amex BCE - $3,000
Scores: Credit Karma 687, Credit Sesame 660- EQ 643 - EX 665 (from Amex)- TQ 655 Lender Pull: 693

Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
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Re: Chase Sapphire Preferred, Citi Diamond

Two different cards.  CSP for travel/dining ; CDP IMO a BT card only.

Frequent Contributor
Posts: 273
Registered: ‎01-01-2013
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Re: Chase Sapphire Preferred, Citi Diamond

I think your chances are Citi Diamond Preferred > TE Costco Amex > CSP

FICO = EQ: 786 (1/15) TU:774 (2/15) EX: 767 (2/15)
Senior Contributor
Posts: 6,279
Registered: ‎08-16-2012
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Re: Chase Sapphire Preferred, Citi Diamond

I'd say chances are highest for CSP, mid for TE Costco Amex and then lowest for CDP
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

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