Regular Contributor
Posts: 166
Registered: ‎06-12-2012

Chase Sapphire Preferred, Citi Diamond

Ok, I am hooked. 


I want to see what other card I can get. I've gone back and fourth about the TE Costco Amex or a CSP or A Citi Diamond Preffered that got "pre-qualified" on their site today (its been tempting me all week)


I have one baddie on my EX but my TU is nearly perfect except for one late from 07/2007 that should be falling off soon. I have 7 inquiries, mostly mortgage related. 

I think my EQ is the same as above. 


AMEX said my fico was 665 - lower than I anticpated, especially since I just got to 25% util. 


Any suggestions as what to apply for?





Southwest: $9k - Discover It $1,900 - Amazon $2,900 - CAP1 - $1,500 - QuickSilver (FKA Orchard) - $900 - J. Crew $1K - LOFT $1K - Nordstroms $1K - Amex BCE - $3,000
Scores: Credit Karma 687, Credit Sesame 660- EQ 643 - EX 665 (from Amex)- TQ 655 Lender Pull: 693

Posts: 27,139
Registered: ‎09-13-2012

Re: Chase Sapphire Preferred, Citi Diamond

Two different cards.  CSP for travel/dining ; CDP IMO a BT card only.

Frequent Contributor
Posts: 270
Registered: ‎01-01-2013

Re: Chase Sapphire Preferred, Citi Diamond

I think your chances are Citi Diamond Preferred > TE Costco Amex > CSP


FICO = EQ: 729 (6/13) TU:744 (12/27) EX: ?
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012

Re: Chase Sapphire Preferred, Citi Diamond

I'd say chances are highest for CSP, mid for TE Costco Amex and then lowest for CDP
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on include a FICO® Score 8, along with additional FICO® Score versions based on Experian or Equifax data (additional FICO® Score versions based on TransUnion data are not currently available on Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.