Chase Sapphire Preferred - Do I stand a chance?

[Creditaddict]

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@Anonymous wrote:

CSP showed up for me on the pre-qual site.

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APPLY... you are golden!

[hizzaah]

If you think the CSP will be of benefit, go for it! The annual fee is waived the first year so maybe you can change to something else before it hits?

[Anonymous]

If I were to apply and get denied, has anyone had any success with the reconsideration line? Any major "do's" and "dont's"?

[nachoslibres]

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@Anonymous wrote:

If I were to apply and get denied, has anyone had any success with the reconsideration line? Any major "do's" and "dont's"?

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Just be honest.  If you are pre-qualified I highly doubt you will be denied, and if you are and recon tell them that you were prequalified.  I'm sure that would help.

[pip3man]

I get so jealous when I read about folks getting the Chase prequalified offer. Why can't I get one of those smh?! Or could it be because my CR are frozen and I have fraud alerts?? I know for sure I never opted out so that's ruled out.... Anyway OP go for it, the only deal breaker I see is the low income but I believe in miracles 

[Creditaddict]

Why have you not applied yet?!

[Anonymous]

Well, I went ahead and did it. No instant approval or denial. Just got the pending application message. Have a feeling it'll end in a denial. We shall see...

[CreditPacMan]

Call them NOW! You still have a chance for an approval! 

[Creditaddict]

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@Anonymous wrote:

Well, I went ahead and did it. No instant approval or denial. Just got the pending application message. Have a feeling it'll end in a denial. We shall see...

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Call Chase: 888-245-0625

I bet you $100 they will tell you they need to transfer you to security and you answer the questions right and they will give you instant approval.

[-NewGuy-]

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@Creditaddict wrote:

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@Anonymous wrote:

Well, I went ahead and did it. No instant approval or denial. Just got the pending application message. Have a feeling it'll end in a denial. We shall see...

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Call Chase: 888-245-0625

I bet you $100 they will tell you they need to transfer you to security and you answer the questions right and they will give you instant approval.

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Call indeed. Chase's pre-qual tool is usually right on. Let us know what happens.