Congrats, Mustang!! I love my CSP and am sure you will feel the same. 9 times out of 10 I get some comment about it from the person I hand it to. 
Thanks adavis! You've got me more excited now 
Hello, and welcome to the forums! BTW, I love your screen name.
You mentioned in your post:
"Last two months, I finally saw my scores jump from low 700s to 800+ in EQ and CreditSesame as baddies fell off."
Congratulations on the score jump! It's such a wonderful feeling to watch baddies drop off and scores begin to rise. I just wanted to ask where you got the EQ score? Since you've been reading the forums for the last few weeks, you're probably already aware that sites such as CreditSesame don't sell actual FICO scores. On these forums, we refer to those scores as FAKOs. It's important that you know what your true FICO score is, as FAKOs can be wildly different. I'm only pointing this out so that you do have an accurate picture of where you stand before you apply for anything.
Current Scores: EQ 775 (03/04/2014), EX 756 (03/01/2014), TU 760 (03/01/2014)
Ruby Spade Garden Club Member - Last App: 03/04/2013 - No apps until 2014
Cards: Cap1 Venture 6.4k, Cap1 Quicksilver MC 1.75k, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 7k, Citi Diamond Preferred MC 10.35k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 7.5k, Kay Jeweler's 5.1k
Thanks for the welcome tinuviel! Screen name is related to the two schools I went to (glad you like it!)
I get my EQ FICOs from DCU which just happens to be my primary bank too. I have been a DCU member since 2007, long before they started giving EQ FICOs for free, which is a very nice perk. My EQ FICO at the time of requesting CLI from DCU rewards card was 802.
I am aware that CreditSesame is a FAKO. But there is a very long thread on creditboards forums where it has been widely established that the margin of error for CreditSesame EX scores is the lowest amongst all other competitors which give EX FAKOs for free. So I decided to sign up couple of days ago and got a score of 812 from the first free pull which surprised me somewhat. The reason is I also got my 3 free credit reports from annualcreditreport.com to see how the actual reports look like. EQ was completely clean, no baddies AAoA = 6 years 9 Months, 1 INQ from a leasing company almost 2 years old and then the most recent DCU for the CLI. Experian on the other hand reports an Citibank credit accont from 2005 as disputed and "Paid, Closed/Charge Off", everything else was same as EQ history except 0 inquiries.
I am still trying to research cards as I indicated that I prefer a MCWE and maybe an Amex. Hopefully they pull EX or TU.
@adavis425 wrote:Congrats, Mustang!! I love my CSP and am sure you will feel the same. 9 times out of 10 I get some comment about it from the person I hand it to.
Haha, agreed. Love mine too! I actually just got it in the mail a few days ago. In 2 out of 4 transactions I've done so far, I've gotten a compliment on it. It is a very nice card though, not to mention the perks and customer service aren't too shabby either.
Anyway, congrats on the approval, I'm sure you'll love your card once you receieve it.
