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Valued Contributor
boomhower
Posts: 1,725
Registered: ‎09-20-2011

Re: Chase Sapphire Preferred approved!

If your $10k DCU card is reporting you should get a pretty solid line, especially with those scores.  Congrats!

Regular Contributor
MustangSaluki
Posts: 148
Registered: ‎07-07-2008

Re: Chase Sapphire Preferred approved!

[ Edited ]

@Thanks Meltdown 

 

@ferrari, I called the number and heard through the automated system about my credit limit. It is $22,500 :smileyhappy: Again a nice surprise! Thanks for the info.

 

@boom, you are right and I think the DCU line + the scores helped with this limit. Easily my highest CL now :smileyhappy:

Moderator
tinuviel
Posts: 3,897
Registered: ‎11-02-2010

Re: Chase Sapphire Preferred approved!


ctb89 wrote:
He said his EQ was a FICO from DFCU.

Ooops, sorry... :smileyembarrassed:



Starting Scores for 2013: EQ 723, TU 735, EX Credit Sesame 751
Current Scores: EQ 733, TU 724 (05/01/2013), EX Credit Sesame 725 (05/08/2013)
Goal Score: 740+ FICO scores

Take the FICO Fitness Challenge Bronze Spade Garden Club Member - Last App: 03/04/2013 - No apps until Fall 2013
Cards: Cap1 Venture 6.4k, Cap1 NHCR MC 750, BankAmericard 1-2-3 Visa Signature - UCF Alumni Association 5k, Discover 4k, Citi Diamond Preferred MC 7.55k, Wells Fargo Rewards Visa 7k, Chase Freedom 5k, Chase Ink 7.5k, Amex Green NPSL, Dillard's Amex 7.5k, JC Penney 4.2k, Kay Jeweler's 5.1k
New Contributor
BullsEye10
Posts: 79
Registered: ‎03-26-2012

Re: Chase Sapphire Preferred approved!

Following up on the poster that likes your boardname, I think you said you were in Texas, so I am going to assume that the Mustangs part is SMU, and as I recall the Salukis are Southern Illinois (or maybe Northern Illinois ...) - Am I right?

 

Either way, can I ask which report Chase pulled for the approval?

 

Thanks!

AMEX Platinum - NPSL (Approved for $75,000.00)
Chase Sapphire Preferred ($22,500.00)
Bank of America Cash Rewards ($5,000.00) - Sock Drawer
Discover ($4,500.00) - Sock Drawer
Capital One ($7,500) - Sock Drawer
Valued Contributor
Open123
Posts: 2,366
Registered: ‎02-23-2011

Re: Chase Sapphire Preferred approved!


MustangSaluki wrote:

 

@ferrari, I called the number and heard through the automated system about my credit limit. It is $22,500 :smileyhappy: Again a nice surprise! Thanks for the info.

 


Congrats on the card and the awesome CL!

 

You'll love using this card.  In my view, this is the best general travel rewards card out there today.  The more you use it, the more you'll like and appreciate the benefits.

Regular Contributor
MustangSaluki
Posts: 148
Registered: ‎07-07-2008

Re: Chase Sapphire Preferred approved!


BullsEye10 wrote:

Following up on the poster that likes your boardname, I think you said you were in Texas, so I am going to assume that the Mustangs part is SMU, and as I recall the Salukis are Southern Illinois (or maybe Northern Illinois ...) - Am I right?

 

Either way, can I ask which report Chase pulled for the approval?

 

Thanks!


Right about the boardname ID :smileyhappy: Salukis = Southern Illinois, Mustangs = SMU

 

I have not verified what Chase pulled as I am not signed up for any reports from any provider. I am not sure who to go with honestly as everyone seems shady. If you have any recommendation please let me know and I can try to sign up.

 

Regular Contributor
MustangSaluki
Posts: 148
Registered: ‎07-07-2008

Re: Chase Sapphire Preferred approved!


Open123 wrote:

MustangSaluki wrote:

 

@ferrari, I called the number and heard through the automated system about my credit limit. It is $22,500 :smileyhappy: Again a nice surprise! Thanks for the info.

 


Congrats on the card and the awesome CL!

 

You'll love using this card.  In my view, this is the best general travel rewards card out there today.  The more you use it, the more you'll like and appreciate the benefits.


Thanks Open. I am looking forward to it.

Valued Contributor
p-
Posts: 1,931
Registered: ‎06-05-2008

Re: Chase Sapphire Preferred approved!


MustangSaluki wrote:
I have not verified what Chase pulled as I am not signed up for any reports from any provider. I am not sure who to go with honestly as everyone seems shady. If you have any recommendation please let me know and I can try to sign up.

 



I've been happy with USAA's monitoring service, but if you haven't done it in the last 12 months you can also pull for free from annualcreditreport.com.

  11-27-2012: FICO EXP: 731 - EQU: 723 - TRAN: 731 - AVG: 728 - +178 points from JUN 2008 - MY CREDIT JOURNAL


Frequent Contributor
Meltdownblitz
Posts: 254
Registered: ‎06-01-2011

Re: Chase Sapphire Preferred approved!


p- wrote:

MustangSaluki wrote:
I have not verified what Chase pulled as I am not signed up for any reports from any provider. I am not sure who to go with honestly as everyone seems shady. If you have any recommendation please let me know and I can try to sign up.

 



I've been happy with USAA's monitoring service, but if you haven't done it in the last 12 months you can also pull for free from annualcreditreport.com.


Another vote for USAA credit monitoring, from what I read and from my personal experience its one of the most popular. It also is one of the only that lets you pull your daily report and FAKO scores.


Starting Score: 610
Current Score: EX 740, EQ 730, TU 730 All FICO's
Goal Score: All 780+


Take the FICO Fitness Challenge
Regular Contributor
MustangSaluki
Posts: 148
Registered: ‎07-07-2008

Re: Chase Sapphire Preferred approved!

OK been reading about mycreditplan.org opening by tomorrow but it could just as well be vaporware. I will wait it out till tomorrow and then sign up for USAA. I will update this thread once I have the info.


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