@lokobo wrote:
3 UR pts/$1 at restaurants and travel without a limit is just awesome. After Citi Firward and now that Citi Prestige is being nerfed, this will fill that void for me. And UR points are arguably the most valuable over TY and MR right now.
As I stated I don't use the partners really and as such I don't value UR as much .... I have been preferring TY the most for me.
@Anonymous wrote:
Creditaddict is right. I try to use my Ritz for hotels only since points are 5 compared to getting 1 or 2 on day to day stuff.
My best UG ever was at St Louis Ritz where I was given the Ritz-Carlton suit ie "presidential suite" that runs 2000 a night. I paid 300 for my night.
The only time I use my Ritz for food is at "fancy" restaurants.
I just hope the CSR is hands down better than the prestige so I won't feel guilty dropping a 35k credit line.
I don't no how it could be better once the sign-up bonus is used up. It just becomes a 3x and 3x card that needs spend for benefits while the Prestige gives you a 4th night free without needing points or spend. It also gives you 3x and 2x for the same catagories, so CSR gives 1x more for dining. So for $50 more cost Prestige still goes on top for the one who keeps their cards.
CSR portal gives you .25% more in airline purchase through portal 1.50 vs 1.25
Personal Cards: Amex Plat | Amex Delta Res | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
@Anonymous wrote:
Anybody who redeems 100k for 1k cashback is leaving money on the table when you can redeem for 1.5k cash equivalent travel on ultimate rewards portal.
That is straight up travel credit, not transferring to partners. It pretty much makes most of their partners redundant since 1.5 cents per ur is worth more than 1 Point on nearly every partner program
If I do app for this card it will be to churn it ... Don't value UR as much and I am putting all my spending on my citi TY premier. I rather get 40,000-50,000 TY points than UR for myself at least and as such would either end up using it as CB for a gross profit of $550 after using the $450 to pay off the AF and than PC it to ummm a CSP ( or close one of my other cards).
@redpat wrote:
@Anonymous wrote:
Creditaddict is right. I try to use my Ritz for hotels only since points are 5 compared to getting 1 or 2 on day to day stuff.
My best UG ever was at St Louis Ritz where I was given the Ritz-Carlton suit ie "presidential suite" that runs 2000 a night. I paid 300 for my night.
The only time I use my Ritz for food is at "fancy" restaurants.
I just hope the CSR is hands down better than the prestige so I won't feel guilty dropping a 35k credit line.I don't no how it could be better once the sign-up bonus is used up. It just becomes a 3x and 3x card that needs spend for benefits while the Prestige gives you a 4th night free without needing points or spend. It also gives you 3x and 2x for the same catagories, so CSR gives 1x more for dining. So for $50 more cost Prestige still goes on top for the one who keeps their cards.
CSR portal gives you .25% more in airline purchase through portal 1.50 vs 1.25
+1
the Prestiege is in my horizon .... in the next year or 2. Better card overall IMHO if you want to keep it even post nerf.
With this card now I can downgrade my CSP to F or FU and Chase is going to get all of my spend which will further boost my UR points and put me closer to a premium reward. I already have 100k UR. Bring on the points. Hopefully will touch 250k by mid of next year with all the bonuses.
@redpat wrote:
@Anonymous wrote:
Creditaddict is right. I try to use my Ritz for hotels only since points are 5 compared to getting 1 or 2 on day to day stuff.
My best UG ever was at St Louis Ritz where I was given the Ritz-Carlton suit ie "presidential suite" that runs 2000 a night. I paid 300 for my night.
The only time I use my Ritz for food is at "fancy" restaurants.
I just hope the CSR is hands down better than the prestige so I won't feel guilty dropping a 35k credit line.I don't no how it could be better once the sign-up bonus is used up. It just becomes a 3x and 3x card that needs spend for benefits while the Prestige gives you a 4th night free without needing points or spend. It also gives you 3x and 2x for the same catagories, so CSR gives 1x more for dining. So for $50 more cost Prestige still goes on top for the one who keeps their cards.
CSR portal gives you .25% more in airline purchase through portal 1.50 vs 1.25
I have to agree with redpat here.
There is not much perk without spending, no "dinner on us", 4th night free, hotel/car rental status,
I would treat it like a 150AF card with 1X UR on dinning compare to CSP
EX819 1HP|TU797 1HP| EQ(Fico8 BankCard)841
