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Chase Sapphire Upgrade???

Valued Member

Chase Sapphire Upgrade???

I just got approved for a Chase Freedom with a 4k limit and I was wondering if within a year or so of good history if i would be able to upgrade the card to a Sapphire or will i have to do an entirely new application?

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Valued Contributor

Re: Chase Sapphire Upgrade???


mgeorges wrote:

I just got approved for a Chase Freedom with a 4k limit and I was wondering if within a year or so of good history if i would be able to upgrade the card to a Sapphire or will i have to do an entirely new application?



You are already in with Chase Freedom - I would use the card and app for the Sapphire after 6 months so you can get the Sapphire sign up bonus. Upgrading your Freedom card will not allow you to get the bonus.

Message 2 of 4
Valued Member

Re: Chase Sapphire Upgrade???


tntexans72 wrote:

mgeorges wrote:

I just got approved for a Chase Freedom with a 4k limit and I was wondering if within a year or so of good history if i would be able to upgrade the card to a Sapphire or will i have to do an entirely new application?



You are already in with Chase Freedom - I would use the card and app for the Sapphire after 6 months so you can get the Sapphire sign up bonus. Upgrading your Freedom card will not allow you to get the bonus.


Thank you for the response.

 

I will probably wait about a year and apply for the sapphire.

 

I want to be sure I can get it because I will have solid history with chase. 

Message 3 of 4
Valued Contributor

Re: Chase Sapphire Upgrade???


mgeorges wrote:

tntexans72 wrote:

mgeorges wrote:

I just got approved for a Chase Freedom with a 4k limit and I was wondering if within a year or so of good history if i would be able to upgrade the card to a Sapphire or will i have to do an entirely new application?



You are already in with Chase Freedom - I would use the card and app for the Sapphire after 6 months so you can get the Sapphire sign up bonus. Upgrading your Freedom card will not allow you to get the bonus.


Thank you for the response.

 

I will probably wait about a year and apply for the sapphire.

 

I want to be sure I can get it because I will have solid history with chase. 


 

I know Chase will do a HP for a CLI...sometimes you may get lucky and only get a soft pull. It happened to me one time when I had their Platinum card now Slate. For example, you can speak to a CSR after 6 months of having your Freedom and see if they will do a soft pull for a CLI of your Freedom from $4k to maybe $6k or $8k. Depending on what you feel comfortable with.....cause when you do decide to app for the Sapphire, they will match your Freedom card CL.

 

I have a Slate, Freedom Sig and when I was approved for their 3rd product card, they matched my CL to Slate and Freedom Sig. Smiley Happy

 


 

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