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Chase Sapphire

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mpswirl
Valued Member

Chase Sapphire

I applied for the sapphire preffered card and got the 7-10 message that a lot of us get, i called the back door number right away and she said i was declined and asked a few questions. After drilling me about a couple small things she approved me for $5k. Garden time for me....

ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Message 1 of 18
17 REPLIES 17
madmann26
Valued Contributor

Re: Chase Sapphire

Congrats!!!

Current FICO 9 Scores



Message 2 of 18
Anonymous
Not applicable

Re: Chase Sapphire


@mpswirl wrote:

I applied for the sapphire preffered card and got the 7-10 message that a lot of us get, i called the back door number right away and she said i was declined and asked a few questions. After drilling me about a couple small things she approved me for $5k. Garden time for me....


If you don't mind me asking, what questions did she ask you?

Message 3 of 18
armbenderc
Valued Contributor

Re: Chase Sapphire


@mpswirl wrote:

I applied for the sapphire preffered card and got the 7-10 message that a lot of us get, i called the back door number right away and she said i was declined and asked a few questions. After drilling me about a couple small things she approved me for $5k. Garden time for me....


May I ask what your credit profile is, also a guestimate on income?

 

I want to apply for this card after Amex BCE Smiley Surprised

 

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 4 of 18
Epcot
Valued Contributor

Re: Chase Sapphire

Congrats on the successful recon! That's great.

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 849 EX 835 TU 841
Message 5 of 18
mpswirl
Valued Member

Re: Chase Sapphire

She asked me about a medical collection that was on my acct, I paid it, I didn't know it was on there for $27. She also asked about the couple recent cards I opened up. I don't know my credit score she got and I put down that I make $50k even though I make a little more I wanted to be safe
ex 669 tu 689 eq 658
these scores are a few months old
goal 700 club
Message 6 of 18
wallyworld123
Frequent Contributor

Re: Chase Sapphire

Congrats on the successful recon!

Message 7 of 18
Anonymous
Not applicable

Re: Chase Sapphire


@mpswirl wrote:
She asked me about a medical collection that was on my acct, I paid it, I didn't know it was on there for $27. She also asked about the couple recent cards I opened up. I don't know my credit score she got and I put down that I make $50k even though I make a little more I wanted to be safe

awesome, congrats. one last question, did you have any previous cards with a $5,000 credit limit before applying for the Chase Sapphire Preferred?

 

Message 8 of 18
Mustangfrank
Regular Contributor

Re: Chase Sapphire

Congrats,

I just got approved today as well.

Must be a good day for Sapphires

Amex Zync NPSL 9/12, Amex CostcoTrue Earnings $10K 9/12
Amex BCE $3K 9/12 (Amex Back Dated to 1983)
Chase Sapphire Preferred $17K 11/12, Chase Freedom $7K 11/12
Discover More $750 11/12
CapitalOne Platinum Secured Card 2K 2/12 (Closed 12/12)
FICO: EQ = 804 EX = 802(Amex) TU = 801(Discover)
Message 9 of 18
distantarray
Established Contributor

Re: Chase Sapphire


@Mustangfrank wrote:

Congrats,

I just got approved today as well.

Must be a good day for Sapphires


might be, I got 2 Smiley Very Happy


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758
Message 10 of 18
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