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What is the real difference between these cards? I was converted by Chase from Freedom to Slate a few years ago. I think it was because of a very high balance, but I had an 8.25% interest rate on Chase and was paying off cards with higher rates. If I had no balance would I have gotten Sapphire instead?
Freedom - Cashback rewards
Slate - A CC that allows you to pay down part of the balance without accruing interest. No rewards
Sapphire - Point rewards