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Established Contributor
Posts: 515
Registered: ‎07-31-2012
0

Chase Slate

I was on Chase and the Slate card is in my mailing offers. Is this another starter type card? I'm still trying to break that toy limit, I think it's do to history, no baddies. And still waiting for my toy limit (1.5k) NFCU card to report.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Established Contributor
Posts: 634
Registered: ‎07-07-2011
0

Re: Chase Slate

This is not a starter card. This is a prime card from Chase. I would skip the slate though because if you can get approved for slate, you can just as easily get approved for the freedom. The freedom is considered one of the top cash back credit cards. The Slate has no rewards. People only get this card because of the intro 0% interest offer and low APR yearly. Chase is hard to get approved and is conservative when it comes to credit limits.

Current Scores: EX - 728 FICO (5/11/13) TU - 771 FICO (7/02/13) EQ ??

Current Cards: Chase Freedom $5,000, CSP $5,700, BofA Visa Signature $15,000, AMEX BCE $6,000, Walmart $4,150, Gap Visa $10,000, JC Penny $5,800, Lowes $8,500, Dillard's AMEX $8,000, AMEX Hilton HHonors - $2,000, Chase United $12,000, Citi AAdvantage & Simplicity $6,000/$6,000, SPG AMEX $1,000
Mega Contributor
Posts: 15,436
Registered: ‎04-09-2011
0

Re: Chase Slate

I agree with going for the freedom over the slate. That card allow has a intro 0% APR for 15 months offer currently and $100 CB after your 1st $500 in purchases I believe within the 1st 3 months.



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
Posts: 515
Registered: ‎07-31-2012
0

Re: Chase Slate

Thanks, I'm going to wait until myNFCU starts reporting anyway and it's a rewards card so a low APR and 0% interest isn't going to bother me. I have thought about the Freedom recently as well. My account with Chase goes back to when they bought WAMU so I have a little history with them.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Frequent Contributor
Posts: 395
Registered: ‎04-02-2012
0

Re: Chase Slate

Slate is a waste of time.

 

Freedom and/or Sapphire.

My Wallet:
Discover It $14,300 | Chase Sapphire Preferred $7,500 | Chase Freedom $5,000 | Citi Simplicity $5,000 | AMEX BCE $3,000 | Paypal Extras Platinum $5,000 | Wells Fargo $1,000 | AMEX Zync NPSL
Senior Contributor
Posts: 6,242
Registered: ‎08-16-2012
0

Re: Chase Slate

Freedom is best... I like the 0% and CB... 

Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| Wmt Discover $12.5k | BR Visa $12.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Arrival $12.7k | Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Established Contributor
Posts: 731
Registered: ‎02-15-2012
0

Re: Chase Slate

The Freedom is a better card, you should probably consider that instead.  Be warned though, that Chase sometimes issues these cards with toy limits, like $500.  You may want to wait for some accounts and inquiries to age to increase your chances of a higher initial limit.  Most CLI requests with Chase are hard pulls.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Established Contributor
Posts: 515
Registered: ‎07-31-2012
0

Re: Chase Slate

I have 4 HP's right now and 3 of them are from NFCU from opening the account and getting a card. I can deal with one more. But like I said I'm going to wait a few months on my NFCU and try for a CLI. But once it reports I'll see what it does to myscore. I can call and recon with Chase if need be.


What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board

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