@Membersince2013 wrote:
Thats me.
I had a conversation about this with a credit analyst at Barclays yesterday. She's like, i see you've open 20 accounts in a span on a year, do you mind telling me why. I simply told her it's because i can afford it and i like getting rewarded for my spending. She's like "i can see you pay the accounts. Based on all the information i see here, i'm unable to approve you for a credit limit increase. I'd advise you to stop applying for card for about a year or so". I was about to scream "NEVER", but then i considered what she said and she actually makes sense. 20 accounts in a span on a year is INSANE lol. No wonder i got FR'd by Amex haha.
Out of curiosity, what happened with the Amex FR? Were there any adverse actions for opening so many accounts? Thanks!
@akula wrote:
@Membersince2013 wrote:Thats meI had a conversation about this with a credit analyst at Barclays yesterday. She's like, i see you've open 20 accounts in a span on a year, do you mind telling me why. I simply told her it's because i can afford it and i like getting rewarded for my spending. She's like "i can see you pay the accounts. Based on all the information i see here, i'm unable to approve you for a credit limit increase. I'd advise you to stop applying for card for about a year or so". I was about to scream "NEVER", but then i considered what she said and she actually makes sense. 20 accounts in a span on a year is INSANE lol. No wonder i got FR'd by Amex haha.
Out of curiosity, what happened with the Amex FR? Were there any adverse actions for opening so many accounts? Thanks!
20 accounts IS a little outta hand...
I'm 7 out of 9 in the last 3mos though, lmao.
@Anonymous wrote:
@akula wrote:
@Membersince2013 wrote:Thats meI had a conversation about this with a credit analyst at Barclays yesterday. She's like, i see you've open 20 accounts in a span on a year, do you mind telling me why. I simply told her it's because i can afford it and i like getting rewarded for my spending. She's like "i can see you pay the accounts. Based on all the information i see here, i'm unable to approve you for a credit limit increase. I'd advise you to stop applying for card for about a year or so". I was about to scream "NEVER", but then i considered what she said and she actually makes sense. 20 accounts in a span on a year is INSANE lol. No wonder i got FR'd by Amex haha.
Out of curiosity, what happened with the Amex FR? Were there any adverse actions for opening so many accounts? Thanks!
20 accounts IS a little outta hand...
I'm 7 out of 9 in the last 3mos though, lmao.
I opened 10 new accounts since September 9th and 1 share secured loan to add to my credit mix. All the cards you see listed in my sig - and that's why I am interested in the outcome of the Amex FR; because I am freaking out about potential AA 
@akula wrote:
@Membersince2013 wrote:Thats meI had a conversation about this with a credit analyst at Barclays yesterday. She's like, i see you've open 20 accounts in a span on a year, do you mind telling me why. I simply told her it's because i can afford it and i like getting rewarded for my spending. She's like "i can see you pay the accounts. Based on all the information i see here, i'm unable to approve you for a credit limit increase. I'd advise you to stop applying for card for about a year or so". I was about to scream "NEVER", but then i considered what she said and she actually makes sense. 20 accounts in a span on a year is INSANE lol. No wonder i got FR'd by Amex haha.
Out of curiosity, what happened with the Amex FR? Were there any adverse actions for opening so many accounts? Thanks!
Got my CL on my Hilton Honors slashed from 10k+ to 4.6k, my PRG also now has a hard limit of 3k lol.
@akula wrote:
@Anonymous wrote:
@akula wrote:
@Membersince2013 wrote:Thats meI had a conversation about this with a credit analyst at Barclays yesterday. She's like, i see you've open 20 accounts in a span on a year, do you mind telling me why. I simply told her it's because i can afford it and i like getting rewarded for my spending. She's like "i can see you pay the accounts. Based on all the information i see here, i'm unable to approve you for a credit limit increase. I'd advise you to stop applying for card for about a year or so". I was about to scream "NEVER", but then i considered what she said and she actually makes sense. 20 accounts in a span on a year is INSANE lol. No wonder i got FR'd by Amex haha.
Out of curiosity, what happened with the Amex FR? Were there any adverse actions for opening so many accounts? Thanks!
20 accounts IS a little outta hand...
I'm 7 out of 9 in the last 3mos though, lmao.
I opened 10 new accounts since September 9th and 1 share secured loan to add to my credit mix. All the cards you see listed in my sig - and that's why I am interested in the outcome of the Amex FR; because I am freaking out about potential AA
Well, i actually pay my accounts in full. I don't see why they'd AA me. I pay after the statement cuts because i want other banks to see the balances.