Chase Southwest Rapid Rewards Visa

[Anonymous]

Hey gang! Been looking at this card for a little bit and right now there's two free flights that come with it. I have around 715 credit. 1 inq in last 6 months. Anyone know what bureau they pull and if you think ill get approved? Any thoughts would be appreciated! Cheers!

[Anonymous]

Pulled EX for me, tough one to get... incidentally I called customer service the other day to request the difference in miles between promotions... it was 30k in May when I applied... no chance in hell I figure but worth a shot

[Anonymous]

So you ended up getting approved? Id hate to waste an inq but its just one, right?

[jefftca925]

I got my SW card last summer when they had the 2 free flights promo.  It took, if I remember, a little over 2 weeks to get an answer on my app.  Chase typically doesn't give instant approvals on their airline cards.  I did get approved for the $5k Siggy card.  The free flights are a pretty good deal as it only requires one transaction to have them posted to your RR account.  

[Anonymous]

Do you mind me asking what your credit was like at the time?

[jefftca925]

They pulled EQ and I think my score was around 750 with 1 INQ in the previous 6 months and possibly 3 in the previous 12.  My util is always less than 9% and usually 1-2%.  I also had 3 other Chase cards at the time.  I do know now they are very INQ sensitive. so it you have a lot it'll probably be a deal breaker.

[Anonymous]

Yup just one. EX in my case, approved instantly. Didn't find out the CL for about a week I believe. They don't state it even for instant approvals. I've heard a lot of people get the review message on that card. More than not, but I had a chase card for several years before. Not sure of scores at the time. But they're picky. That was the second time in 3 months I had applied.

[Anonymous]

So I decided to pull the trigger last week and app'd for this card. I was told they would notify me by mail in two weeks of their decision. That's what it says when I call the status line as well. Any ideas on how to speed up this process and get a decision sooner? Is it wise to call, and if so what number? Thanks myFico'ers!

[Anonymous]

Thought I would bump this. Chase is offering 50k points + 10k additional for balance transfers. Can be used for Amazon gift cards (100 points = $1). I pulled the trigger on this and was instantly approved for $5k. I'll just balance transfer my Amex to this card, and use the $600 Amazon credit towards the new receiver Ive been looking at I dont really fly SW often but the points are a great deal even if you only keep the card a year.

Before you ask, they pulled EX, my FICO is about 710, one paid collection from 6 years ago, lowest credit card limit $500 highest $20k, one auto loan reporting, one motorcycle loan reporting. AAoA is 4 years.

[clocktick]

^^^

I would  make a new thread with this info as a lot of people may not catch your post down at the bottom of an older thread.