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Chase Southwest Rapid Rewards Visa

New Contributor

Chase Southwest Rapid Rewards Visa

Hey gang! Been looking at this card for a little bit and right now there's two free flights that come with it. I have around 715 credit. 1 inq in last 6 months. Anyone know what bureau they pull and if you think ill get approved? Any thoughts would be appreciated! Cheers!
Wells Fargo Platinum Visa 05/2007 $1800 CL ----- AMEX Blue Cash Everyday 05/2008 $8500 CL ----- Best Buy CC 10/2010 $2500 CL ----- Chase Freedom Visa 01/2011 $3000 CL ----- Chase Southwest Rapid Rewards Visa Signature 07/2011 $5000 CL
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10 REPLIES
Frequent Contributor

Re: Chase Southwest Rapid Rewards Visa

Pulled EX for me, tough one to get... incidentally I called customer service the other day to request the difference in miles between promotions... it was 30k in May when I applied... no chance in hell I figure but worth a shot Smiley Wink


Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


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Message 2 of 11
New Contributor

Re: Chase Southwest Rapid Rewards Visa

So you ended up getting approved? Id hate to waste an inq but its just one, right?
Wells Fargo Platinum Visa 05/2007 $1800 CL ----- AMEX Blue Cash Everyday 05/2008 $8500 CL ----- Best Buy CC 10/2010 $2500 CL ----- Chase Freedom Visa 01/2011 $3000 CL ----- Chase Southwest Rapid Rewards Visa Signature 07/2011 $5000 CL
Message 3 of 11
Established Contributor

Re: Chase Southwest Rapid Rewards Visa

I got my SW card last summer when they had the 2 free flights promo.  It took, if I remember, a little over 2 weeks to get an answer on my app.  Chase typically doesn't give instant approvals on their airline cards.  I did get approved for the $5k Siggy card.  The free flights are a pretty good deal as it only requires one transaction to have them posted to your RR account.  

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 4 of 11
New Contributor

Re: Chase Southwest Rapid Rewards Visa

Do you mind me asking what your credit was like at the time?

Wells Fargo Platinum Visa 05/2007 $1800 CL ----- AMEX Blue Cash Everyday 05/2008 $8500 CL ----- Best Buy CC 10/2010 $2500 CL ----- Chase Freedom Visa 01/2011 $3000 CL ----- Chase Southwest Rapid Rewards Visa Signature 07/2011 $5000 CL
Message 5 of 11
Established Contributor

Re: Chase Southwest Rapid Rewards Visa

They pulled EQ and I think my score was around 750 with 1 INQ in the previous 6 months and possibly 3 in the previous 12.  My util is always less than 9% and usually 1-2%.  I also had 3 other Chase cards at the time.  I do know now they are very INQ sensitive. so it you have a lot it'll probably be a deal breaker.

CCs: Chase Freedom VS 12.9k, CSP VISA Sg 13k, BofA Amex 24.5k, Discover 12.5k, US Bank Cash+ Visa Sg 17k, Macy's Amex 8k/1.5k, Gap Visa 10k, Best Buy 11.1k, Citi TY MC 10.8k, Citi AA Amex 6k, Nordstrom VS 10k, Costco Amex 12k, BofA CR VS 5k, Amex BCP 13.5k, Amex ED 5k, Sears MC 9k, HD 7k, Target 600, Amazon 7k, US Bank MC 15k, US Airways MC 8k, NFL Visa 4k, Patelco Visa 10k, Penfed PR VS 44.6k, Chase Hyatt VS 8k, Citi Simplicity 13.3k, PayPal MC 7.5k, BBVA Visa 4k, WF VS 14k, FNBO Amex 14.1k, OCCU VISA 15k, TR Visa Sg 16.3k, C1 QS Visa 11k, FRN MC 15k, HSN 4k, Saks WEMC 10k/4k, Chase Ink 18k, Arrival WEMC 10k, Ebates VS 8k, Orbitz VS 12k, NASA V 30k, USBk FP VS 21.5k, DC 30k, VirgAm 15k, Sams MC 15k, Amex Bz Gold, Amex SC 10k, BofW Bz MC 18k
Message 6 of 11
Frequent Contributor

Re: Chase Southwest Rapid Rewards Visa

Yup just one. EX in my case, approved instantly. Didn't find out the CL for about a week I believe. They don't state it even for instant approvals. I've heard a lot of people get the review message on that card. More than not, but I had a chase card for several years before. Not sure of scores at the time. But they're picky. That was the second time in 3 months I had applied.

Starting Score: TU 680 FAKO
Current Score: EQ 721 FICO TU 784 FICO
Goal Score: 850


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Message 7 of 11
New Contributor

Re: Chase Southwest Rapid Rewards Visa

So I decided to pull the trigger last week and app'd for this card. I was told they would notify me by mail in two weeks of their decision. That's what it says when I call the status line as well. Any ideas on how to speed up this process and get a decision sooner? Is it wise to call, and if so what number? Thanks myFico'ers!
Wells Fargo Platinum Visa 05/2007 $1800 CL ----- AMEX Blue Cash Everyday 05/2008 $8500 CL ----- Best Buy CC 10/2010 $2500 CL ----- Chase Freedom Visa 01/2011 $3000 CL ----- Chase Southwest Rapid Rewards Visa Signature 07/2011 $5000 CL
Message 8 of 11
Regular Contributor

Re: Chase Southwest Rapid Rewards Visa

Thought I would bump this. Chase is offering 50k points + 10k additional for balance transfers. Can be used for Amazon gift cards (100 points = $1). I pulled the trigger on this and was instantly approved for $5k. I'll just balance transfer my Amex to this card, and use the $600 Amazon credit towards the new receiver Ive been looking at Smiley Wink I dont really fly SW often but the points are a great deal even if you only keep the card a year.

 

Before you ask, they pulled EX, my FICO is about 710, one paid collection from 6 years ago, lowest credit card limit $500 highest $20k, one auto loan reporting, one motorcycle loan reporting. AAoA is 4 years.

Message 9 of 11
Valued Contributor

Re: Chase Southwest Rapid Rewards Visa

^^^

 

I would  make a new thread with this info as a lot of people may not catch your post down at the bottom of an older thread.

11/30/08 TU 648 EX 672 EQ 656 SEPT 2014 TU 787 EX 789 EQ ???
Amex BCP $24.1K/Clear $8.5- Sallie Mae $27.5 -Cap One QS $7.5 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940 HD $1701- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


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Message 10 of 11