Chase Southwest Rewards - recent approvals?

[bettercreditguy1]

Good evening Revelate,

I on line apped for Chase SW Airlines Rewards Card, af $ 69.00 was approved (except had fraud alert)  so I had to call in due to an Identity Theft Situation. Immediately approved. I full believe that my history with my Chase Freedom Card, 13 months, PIF each month was a positive factor. Eq was pulled and I Was at 753.

[bettercreditguy1]

TU shows no pull, did not check Experian,. so I  believe they only pulled EQ on me. However, I have a great 13 month history with them.

[Revelate]

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@bettercreditguy1 wrote:

TU shows no pull, did not check Experian,. so I  believe they only pulled EQ on me. However, I have a great 13 month history with them.

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Hah, yeah, and the 750 FICO probably made you pretty much guarunteed approval anyway, congratulations though and thank you for posting!

[Anonymous]

I was approved in April with a 635 score, a collection and a couple of lates from several years ago on my CR. $5,000 CL visa signature.

[squirrely2005]

I just applied for this card about a week ago because I'm planning a trip to San Diego for my 21st. I'm not sure I've gotten anything in the mail. Spent the whole week at the river. And I havent checked yet. But anyway once I found out that I've been denied, if i have been, how do I even start a recon? Do I just flat out ask "can you reconsider y'all's decision for the SW rewards card?" and then they'll take it from there? tbh I have a feeling I might have been approved only because I've read where somebody recieved an email they were declined and it seems that's usually what happens with most cards but I know not always.

[bettercreditguy1]

When I apped last year for the Freedom Card, it was online. I am not certain but my Equifax was probably low 700's as my Tu Fico was 735 or so. This summer both scores mid 750s. I have one derog account with 4 30 day lates. This derog account should go positive in the next eighteen months or so. It is my only derog account on all three reports.Hope this gives some insight.

[RockinRay]

I was approved for this card in June. $20k line, but my scores are just around 800 now...

[Revelate]

Jmoney: thanks bud, that sounds roughly where I am, though you're several months ahead of me in the process it appears.

Squirrley: call in anyway.  No news is usually good news in my book when it comes to lenders, but there should be a number sticked that you can find more information out about whether you were approved or not.  As for recon, I haven't done it personally but I suspect it's simply asking why you were denied and if we could talk about it and possibly reconsider the decision as I really want this card for XYZ reason.  Probably a lot of threads on this over time if you search, I should probably do that too come to think of it.

Bettercreditguy: Yeah, it just appears as though Chase has changed the underwriting on the Freedom specifically, and I was wondering if they'd done it on any of the other cards as well.  So far it appears unknown trending towards unlikely, it was a curiousity point as there was one strange CSP approval but that had unique situation written all over it anyway since he worked there.  Was hoping it was a bigger trend but probably that's pure fancy.

RockinRay: hah, is there any card you couldn't get approved for senor?  You rock.

Anyway thanks again for all the responses.