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Greetings, as the subject line suggests I app'd for the Southwest Visa, going on a trip soon flying either AirTran or Southwest and want the points, etc. Anyways, got the 7-10 message. I already have two chase cards. Should I attempt a recon right away or wait until I get the letter?
always Recon! never hurts to ask
@Susyflower wrote:Greetings, as the subject line suggests I app'd for the Southwest Visa, going on a trip soon flying either AirTran or Southwest and want the points, etc. Anyways, got the 7-10 message. I already have two chase cards. Should I attempt a recon right away or wait until I get the letter?
Call them! Same thing happened to me. Apped for Freedom when I've already apped for/received Amazon Visa. Called in and they had to verify some information. I asked why and the nice lady said that when someone has more than one Chase card, they have to verify to prevent fraudulent activity... it was a simple matter literally of verifying my info, and then she put the app back in.
You may want to check back via their automated phone system first (1-800-436-7927). Sometimes you get the 7-10 day response, and 10-15 mins later, it will show as approved.
@emptypockets wrote:You may want to check back via their automated phone system first (1-800-436-7927). Sometimes you get the 7-10 day response, and 10-15 mins later, it will show as approved.
I concur. This happened to me when I applied for the Chase Sapphire Preferred a couple of months ago. I applied and got the same response (we are still processing your application and will notify you within 7-10 days). I called about 5 minutes later and it told me I was approved. I imagine that sometimes the application has trouble processing and the reason that maybe they cannot give you an instant decision has nothing to do with your credit...it just may be a technical error (computer glitch, connection, etc.)
I called the automated app status and it says I will get a letter in writing of their decision in 2 weeks. Doesn't sound promising.
Do you have any baddies on the CR?
I do not have any baddies. I do have some high balances on other cards so I'm assuming that's the problem.