cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Thinks This is Better?

tag
indiolatino61
Valued Contributor

Chase Thinks This is Better?

Hello all,

I see that Chase is eliminating the 7% yearly bonus on the CSP starting 12/31/2015 because they are, "Eliminating the old to make way for the new." The thing is...the new is not as good as the old. How do the CSP holders feel about this? Thanks as always for your input.

 photo Logo - Credit Card Collection - Data Inclusive_zpskiw5xfjj.jpg photo emerald_zpsfitcxbh5.jpg
Message 1 of 49
48 REPLIES 48
Closingracer99
Valued Contributor

Re: Chase Thinks This is Better?


@indiolatino61 wrote:

Hello all,

I see that Chase is eliminating the 7% yearly bonus on the CSP starting 12/31/2015 because they are, "Eliminating the old to make way for the new." The thing is...the new is not as good as the old. How do the CSP holders feel about this? Thanks as always for your input.


Another Thread about this... 7% isn't that big of a deal breaker and the Primary insurance more then covers it .... If you don't have a car then it wouldn't but there is now other perks with the card


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 2 of 49
Burned2manybridgesB4
Valued Contributor

Re: Chase Thinks This is Better?

The difference of the 7% opinion comes down to spend.

Someone pumping 20k+ a year into the card will feel the pinch greater than someone like me at 7k per year.

Message 3 of 49
mongstradamus
Super Contributor

Re: Chase Thinks This is Better?

This is one of the reasons why i like to diversify what kind of mileage programs I am in. The 7% isn't going to really effect me all that much, but you never know what changes these programs will make. I am going to to try and have MR card, UR card, AA, Delta. and United cards to make sure i am fully diversified. 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 49
maiden_girl
Valued Contributor

Re: Chase Thinks This is Better?

I'm stil getting 10/10 on my Freedom card. I wonder when they are gonna discontinue my bonus? Anyway the 7% isn't that great. The new program will be WAYYY better.

As of 2017, rebuilding...
Message 5 of 49
mongstradamus
Super Contributor

Re: Chase Thinks This is Better?


@maiden_girl wrote:

I'm stil getting 10/10 on my Freedom card. I wonder when they are gonna discontinue my bonus? Anyway the 7% isn't that great. The new program will be WAYYY better.


chase freedom + chase checking ?



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 6 of 49
Closingracer99
Valued Contributor

Re: Chase Thinks This is Better?


@mongstradamus wrote:

@maiden_girl wrote:

I'm stil getting 10/10 on my Freedom card. I wonder when they are gonna discontinue my bonus? Anyway the 7% isn't that great. The new program will be WAYYY better.


chase freedom + chase checking ?


I assume yes ... anyways the Transfering points from the Freedom or even CS makes the card worthwhile. You could be earning up to 15 to 1  on points if you combine it with your Freedom ( buy through the UR Mall)


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 7 of 49
maiden_girl
Valued Contributor

Re: Chase Thinks This is Better?


@mongstradamus wrote:

@maiden_girl wrote:

I'm stil getting 10/10 on my Freedom card. I wonder when they are gonna discontinue my bonus? Anyway the 7% isn't that great. The new program will be WAYYY better.


chase freedom + chase checking ?


Yes. I've been waiting for it to GO away and it hasn't yet....I'm shocked I'm still getting it and they announced the change around this time last year I believe.

As of 2017, rebuilding...
Message 8 of 49
mongstradamus
Super Contributor

Re: Chase Thinks This is Better?


@Closingracer99 wrote:

@mongstradamus wrote:

@maiden_girl wrote:

I'm stil getting 10/10 on my Freedom card. I wonder when they are gonna discontinue my bonus? Anyway the 7% isn't that great. The new program will be WAYYY better.


chase freedom + chase checking ?


I assume yes ... anyways the Transfering points from the Freedom or even CS makes the card worthwhile. You could be earning up to 15 to 1  on points if you combine it with your Freedom ( buy through the UR Mall)


Meh i just don't like brick and mortar banks they nickel and dime you everywhere :-( I guess i just had really bad experience with WF:-(



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 9 of 49
Closingracer99
Valued Contributor

Re: Chase Thinks This is Better?


@mongstradamus wrote:

@Closingracer99 wrote:

@mongstradamus wrote:

@maiden_girl wrote:

I'm stil getting 10/10 on my Freedom card. I wonder when they are gonna discontinue my bonus? Anyway the 7% isn't that great. The new program will be WAYYY better.


chase freedom + chase checking ?


I assume yes ... anyways the Transfering points from the Freedom or even CS makes the card worthwhile. You could be earning up to 15 to 1  on points if you combine it with your Freedom ( buy through the UR Mall)


Meh i just don't like brick and mortar banks they nickel and dime you everywhere :-( I guess i just had really bad experience with WF:-(


I had a child bank Account with Citi when i was a baby and then Chase ever since then. Never had an issue with them  yet.     I know a few of the bankers at the one I have near me and always says hi and offers great help Smiley Very Happy 

 

Though I do understand why people hate Brick and mortar banks as well. I don't love them but my relationship with this chase is fine 


My Cards: Amex BCE: $9,000, Amex Hilton HHonors: $2,000, Amex ED: $12,000, Barclays NFL extra points: $3,000, Bank of America MLB cash rewards: $17,000, BBVA compass NBA Amex triple double rewards: $17,000, Chase Amazon: $1,000, Chase Freedom: $9,000, Chase Sapphire: $5,000, Chase Slate: $5,000, Chase Disney: $4,000, Citi Double Cash: $5,400, Citi AA plat: $5,500, Citi Simplicity: $3,000, Citi Thank you preferred: $8,800, Capital one GM: $2,000, Capital one PlayStation: $3,000, Gamestop: $1,150, Amazon Store: $5,000, Ebay MasterCard: $5,000, American Eagle Storecard: $750, Macy's: $500
EX: 744, TU:750, EQ: 740
Message 10 of 49
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.