cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Transferring Credit Limits

tag
Anonymous
Not applicable

Chase Transferring Credit Limits

Hey everyone. 

 

I have a Chase Freedom with a $2000 limit, and a CSP with a $5000 limit. 

 

I don't hardly use Freedom, but always use CSP. Would they let me transfer my credit line from Freedom to CSP, or is that pointless to try?

Message 1 of 11
10 REPLIES 10
Anonymous
Not applicable

Re: Chase Transferring Credit Limits

Chase let me transfer $3,500 from Disney Premier to my Freedom. I believe they're good about letting you. I just sent them a secure message telling them which card from, and which card too and how much.

 

The stipulation is you must leave $500 on the card you are transfering from. After you don't use the card for 3 statements, you can transfer the remaining $500 to another card and close the account. 

Message 2 of 11
chrisw1968uk
Frequent Contributor

Re: Chase Transferring Credit Limits

+1 - Chase is excellent for this - I spoke with online CSR who did it in less than 5 minutes for me, but yes, you must leave at least $500 on your "donor card"

Message 3 of 11
youngandcreditwrthy
Senior Contributor

Re: Chase Transferring Credit Limits

They will let you unless the limit is already too high...
They wouldnt let me transfer $5k from CSP to make my Marriot a total of $30k lol.
It is already $25k lol
Marriott PR$25k | BCE $24.5K |BankAmericard Visa $25k| BOA Better Bal $17.5k |Wmt Discover $12.5k | BR Visa $17.5k | Amex Delta Gold $10k | Discover IT $10k | Paypal Extras MC $15k | Amazon Store $10k|Smile Gen $7.25k | Dillard's $10k | West Elm $4k| Express $3.05K | Mypoints.com Visa $4.5k | Freedom Visa $1k| Amex Surpass $1k
Message 4 of 11
9CLINE
Valued Contributor

Re: Chase Transferring Credit Limits

OP,, thanks for asking this question as I have wondered the same thing...

 Hey guys thanks for all the great answers..


Message 5 of 11
Anonymous
Not applicable

Re: Chase Transferring Credit Limits

Yes all, thanks for the great answers!

 

Does Chase have an online chat service like Amex, or do you have to call?? 

Message 6 of 11
FinStar
Moderator Emeritus

Re: Chase Transferring Credit Limits


@Anonymous wrote:

Yes all, thanks for the great answers!

 

Does Chase have an online chat service like Amex, or do you have to call?? 


Call or SM.  Chase does not have an online chat feature.

Message 7 of 11
Anonymous
Not applicable

Re: Chase Transferring Credit Limits

How do you secure message??

Message 8 of 11
FinStar
Moderator Emeritus

Re: Chase Transferring Credit Limits


@Anonymous wrote:

How do you secure message??


If you are familiar with navitaging within Chase.com, then click on the top right corner on the Secure Message Center link > Send new message...

 

CHASE SM.JPG

Message 9 of 11
TheClub
Frequent Contributor

Re: Chase Transferring Credit Limits

It's quicker if you call in my experience. 

 

Good luck

 

"When you're fresh meat you kill... and give them something fresher" (Frank Underwood)
Message 10 of 11
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.