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Established Contributor
Vegas247
Posts: 681
Registered: ‎01-20-2014
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Chase UR Points Question

[ Edited ]

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?

$600 Barclaycard® Rewards MasterCard® - Average Credit $3500 Blue Cash Everyday® Card from American Express $9000 Discover it® - 18 Month Balance Transfer $8000 Chase Freedom® - $200 Bonus 11k VSiggy
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Valued Contributor
-NewGuy-
Posts: 3,728
Registered: ‎12-18-2013
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Re: Chase UR Points Question


Vegas247 wrote:

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?


Yep, Freedom points can be redeemed for cash back, on Amazon.com, and possibly for gift cards. The other option is to get a CSP at some point, and then you can transfer them to travel partners.

Established Contributor
MT936
Posts: 731
Registered: ‎06-28-2014
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Re: Chase UR Points Question

You can use it for statement credit or on amazon that is a little over $100 you can also shop online through many of the UR partners online  through the UR page 


NPSL...................$15,300................$11,000................$7500..................$5000...................$5000..................$5000..................$500..........

21 year old college student. FICO 751 TU 757. Been building credit since age 17. Last APP 12/15/14

Established Contributor
nachoslibres
Posts: 565
Registered: ‎04-24-2014
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Re: Chase UR Points Question

[ Edited ]

Vegas247 wrote:

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?


If you don't have a CSP, Ink Bold, Ink Plus, or Palladium card then your points or Ulimate Rewards are only worth $0.01 each in the form of cash back or gift cards - so $119.80 for the figure you gave above.  If you were to have a CSP, Ink Bold, Ink Plus, or Palladium card then you could transfer those points or Ultimate Rewards to travel partners - like United, Southwest, Hyatt, etc. - and depending how you spend earn from $0.02 - $0.07 / UR - giving you anywhere from 2 - 7 times the amount of travel for free.

          
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Established Contributor
MT936
Posts: 731
Registered: ‎06-28-2014
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Re: Chase UR Points Question

With annual fee but yes

NPSL...................$15,300................$11,000................$7500..................$5000...................$5000..................$5000..................$500..........

21 year old college student. FICO 751 TU 757. Been building credit since age 17. Last APP 12/15/14

Super Contributor
longtimelurker
Posts: 8,215
Registered: ‎04-22-2013
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Re: Chase UR Points Question


MT936 wrote:
With annual fee but yes

With annual fee, but also with bonus worth several years AF!

Established Contributor
Vegas247
Posts: 681
Registered: ‎01-20-2014
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Re: Chase UR Points Question

Thanks everyone....I used my 119.80 for a statement credit today.....

$600 Barclaycard® Rewards MasterCard® - Average Credit $3500 Blue Cash Everyday® Card from American Express $9000 Discover it® - 18 Month Balance Transfer $8000 Chase Freedom® - $200 Bonus 11k VSiggy
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s_haliz
Posts: 1,420
Registered: ‎06-28-2014
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Re: Chase UR Points Question


nachoslibres wrote:

Vegas247 wrote:

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?


If you don't have a CSP, Ink Bold, Ink Plus, or Palladium card then your points or Ulimate Rewards are only worth $0.01 each in the form of cash back or gift cards - so $119.80 for the figure you gave above.  If you were to have a CSP, Ink Bold, Ink Plus, or Palladium card then you could transfer those points or Ultimate Rewards to travel partners - like United, Southwest, Hyatt, etc. - and depending how you spend earn from $0.02 - $0.07 / UR - giving you anywhere from 2 - 7 times the amount of travel for free.


Good information...

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