Credit Cards Center Credit cards from our partners
Reply
Established Contributor
Posts: 769
Registered: ‎01-20-2014
0

Chase UR Points Question

[ Edited ]

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k 12k Chase Freedom® - $200 Bonus 12k VSiggy
Moderator
Posts: 4,760
Registered: ‎12-18-2013
0

Re: Chase UR Points Question


Vegas247 wrote:

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?


Yep, Freedom points can be redeemed for cash back, on Amazon.com, and possibly for gift cards. The other option is to get a CSP at some point, and then you can transfer them to travel partners.

Established Contributor
Posts: 783
Registered: ‎06-28-2014
0

Re: Chase UR Points Question

You can use it for statement credit or on amazon that is a little over $100 you can also shop online through many of the UR partners online  through the UR page 


NPSL...................$15,300................$12,500................$7500..................$6000...................$5000..................$5000..................

22 Year old college student. FICO 751 TU 757. Been building credit since age 17. Last APP 12/15/14

Established Contributor
Posts: 604
Registered: ‎04-24-2014
0

Re: Chase UR Points Question

[ Edited ]

Vegas247 wrote:

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?


If you don't have a CSP, Ink Bold, Ink Plus, or Palladium card then your points or Ulimate Rewards are only worth $0.01 each in the form of cash back or gift cards - so $119.80 for the figure you gave above.  If you were to have a CSP, Ink Bold, Ink Plus, or Palladium card then you could transfer those points or Ultimate Rewards to travel partners - like United, Southwest, Hyatt, etc. - and depending how you spend earn from $0.02 - $0.07 / UR - giving you anywhere from 2 - 7 times the amount of travel for free.

                   
Equifax® FICO®
804
TransUnion® FICO®
825
                 
Established Contributor
Posts: 783
Registered: ‎06-28-2014
0

Re: Chase UR Points Question

With annual fee but yes

NPSL...................$15,300................$12,500................$7500..................$6000...................$5000..................$5000..................

22 Year old college student. FICO 751 TU 757. Been building credit since age 17. Last APP 12/15/14

Super Contributor
Posts: 12,555
Registered: ‎04-22-2013
0

Re: Chase UR Points Question


MT936 wrote:
With annual fee but yes

With annual fee, but also with bonus worth several years AF!

Established Contributor
Posts: 769
Registered: ‎01-20-2014
0

Re: Chase UR Points Question

Thanks everyone....I used my 119.80 for a statement credit today.....

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k 12k Chase Freedom® - $200 Bonus 12k VSiggy
Valued Contributor
Posts: 1,506
Registered: ‎06-28-2014
0

Re: Chase UR Points Question


nachoslibres wrote:

Vegas247 wrote:

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?


If you don't have a CSP, Ink Bold, Ink Plus, or Palladium card then your points or Ulimate Rewards are only worth $0.01 each in the form of cash back or gift cards - so $119.80 for the figure you gave above.  If you were to have a CSP, Ink Bold, Ink Plus, or Palladium card then you could transfer those points or Ultimate Rewards to travel partners - like United, Southwest, Hyatt, etc. - and depending how you spend earn from $0.02 - $0.07 / UR - giving you anywhere from 2 - 7 times the amount of travel for free.


Good information...

TU FICO 850 | EQ FICO 850 I EX FICO 847 | Hover your mouse on images of Credit Cards for more info.

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.