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Chase UR Points Question

[ Edited ]

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k credit card16k Chase Freedom® - $200 Bonus12k VSiggy
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Re: Chase UR Points Question


Vegas247 wrote:

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?


Yep, Freedom points can be redeemed for cash back, on Amazon.com, and possibly for gift cards. The other option is to get a CSP at some point, and then you can transfer them to travel partners.

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Re: Chase UR Points Question

You can use it for statement credit or on amazon that is a little over $100 you can also shop online through many of the UR partners online  through the UR page 

Amex PRG: NPSL | Amex Blue Cash Everyday: $15,300 | Navy FCU Cash Rewards: $19,500 | Chase Marriott Rewards: $7,500
Chase Freedom: $5000 | Discover It: $5000 | Barclays Extra Points: $5000
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Re: Chase UR Points Question

[ Edited ]

Vegas247 wrote:

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?


If you don't have a CSP, Ink Bold, Ink Plus, or Palladium card then your points or Ulimate Rewards are only worth $0.01 each in the form of cash back or gift cards - so $119.80 for the figure you gave above.  If you were to have a CSP, Ink Bold, Ink Plus, or Palladium card then you could transfer those points or Ultimate Rewards to travel partners - like United, Southwest, Hyatt, etc. - and depending how you spend earn from $0.02 - $0.07 / UR - giving you anywhere from 2 - 7 times the amount of travel for free.

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Re: Chase UR Points Question

With annual fee but yes
Amex PRG: NPSL | Amex Blue Cash Everyday: $15,300 | Navy FCU Cash Rewards: $19,500 | Chase Marriott Rewards: $7,500
Chase Freedom: $5000 | Discover It: $5000 | Barclays Extra Points: $5000
23 year old building credit since age 17. FICO: 783
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Re: Chase UR Points Question


MT936 wrote:
With annual fee but yes

With annual fee, but also with bonus worth several years AF!

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Re: Chase UR Points Question

Thanks everyone....I used my 119.80 for a statement credit today.....

$600 Barclaycard® Rewards MasterCard® - Average Credit $6500 Blue Cash Everyday® Card from American Express $30k credit card16k Chase Freedom® - $200 Bonus12k VSiggy
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Re: Chase UR Points Question


nachoslibres wrote:

Vegas247 wrote:

I log on to my Chase account for my Freedom Card, and it says I have 11,980 Total Points available.....What does this mean? How can I use the points? Cashback?


If you don't have a CSP, Ink Bold, Ink Plus, or Palladium card then your points or Ulimate Rewards are only worth $0.01 each in the form of cash back or gift cards - so $119.80 for the figure you gave above.  If you were to have a CSP, Ink Bold, Ink Plus, or Palladium card then you could transfer those points or Ultimate Rewards to travel partners - like United, Southwest, Hyatt, etc. - and depending how you spend earn from $0.02 - $0.07 / UR - giving you anywhere from 2 - 7 times the amount of travel for free.


Good information...

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