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From what I've heard the zync doesn't get MR points, it gets MRe points (or something similar) which aren't worth as much during conversion as the regular MR points. Hopefully someone who actually has the card will step in and explain the specifics
Yes but if I get the AMEX Green later on (if I decide to stick with the MR program) then I can transfer the Express points to the full MR program.
I do want the ZYNC just so I can get the BCP later on in life but if the MR program is better then I'll app for the Green as well. If not, then I'll just go with the CSP. But I'm just having trouble which package is a better fit
Well I know if you qualify for the green you can always downgrade to zync if you don't want to pay the higher AF, not sure if you can upgrade back though. Either way the zync is a really easy way to get your foot in the door with amex.
From what i understand, Zync by itself is the less valuable MRE points, but if you pair it with a Regular MR card, you can use your zync bonus categories to rack up regular MR points.
Also if your scores and such are good enough you could skip the zync altogether and grab the Gold PR card and pick up the 25,000 MR points. First year is free then PC down to green.
Which one is better bottom line depends on what airlines you fly and what hotels you stay at. Look at what airlines you fly and hotels you stay at and look up if they are transfer partners for MR or UR, and pick the card that fits your preferred hotels and airlines.
Remember the key to maximizing rewards and earning them as easy as possible is to find cards that fit your spending or travel patterns, not the other way around. You wouldn't want to adjust your spending or travel patterns for a card, merely find one that fits you.
@Anonymous wrote:Which one is better bottom line depends on what airlines you fly and what hotels you stay at. Look at what airlines you fly and hotels you stay at and look up if they are transfer partners for MR or UR, and pick the card that fits your preferred hotels and airlines.
Remember the key to maximizing rewards and earning them as easy as possible is to find cards that fit your spending or travel patterns, not the other way around. You wouldn't want to adjust your spending or travel patterns for a card, merely find one that fits you.
+1
I found a great deal on a Hilton property for an upcoming vacation. I was able to transfer 50,000 MR points at 1.5x to Hilton. This worked out to be worth about $750. I have the same amount of UR points but they aren't transferable to Hilton. I needed another 20,000 MR points to fully pay for the stay. Having both programs gives me some option that I wouldn't have with just one program.
Thanks guys! This is one of the most useful forums ever. (And nobody here is telling me about the amazing benefits of a Centurion either )
Unfortunately my limited credit history will not get me a Green or a CSP. I really don't have a preferred airline but if I can I do fly Delta, Korean, or Asiana... Both reward programs have those airlines or one of the three at least so it's not too much of a problem.
However, is MR or UR any good for non-travel rewards? Like if I just wanted to buy an Apple product or cash back? If not, I don't see the point of getting both a nice AMEX charge card in the future AND the CSP [which I really like since it's metal honestly].
@Dadaluma83: Thank you for the wise advice! I have to remember that I'm the master of creditors, not the other way around ><
Get zync to get your foot in the door, don't worry about the point program, unless you are a very wealthy/well financed student you probably wont earn enough to benefit from points for travel. Points cost a dollar, and are worth a penny, so even $1000 a month spent net you about $10-$20 not exactly a big benefit. But you will be ready for a much better AMEX card when you graduate. And back dating rocks.