Chase United Club Odd?

[09Lexie]

Good luck tomorrow. Keep us posted.

[koalablue]

Any word OP?  Fingers crossed for you.

[physignathus]

Hi all,

I changed my mind to apply for Chase Marriot instead of United Club. But I got denied due to too much available credit limit on others cards and few inquires in the last 12 months. After nagotiating with chase credit analysist, he agreed to shift 5k from my Chase Sapphire to Chase Marriot to open new account. Wow, I guess I have to go to garden for the next 2 years to imporve my credit score. Thanks all for your reply. Please wait for me in the garder all my fico friends.

[Luscher]

can the cc companies see what your credit limits are on your other cards when you apply?

[CreditScholar]

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@Luscher wrote:
can the cc companies see what your credit limits are on your other cards when you apply?

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Yes, they can.

[09Lexie]

Congratulations...I saved a spot for you in the garden.

[physignathus]

I am heading to the spot that 09Lexie saved for me now. I will make a commitment until got diamond status on gardening. My next credit card goal will be Chase Palladium. ( in few years later)

PS: Chase credit analysist pointed out out how much I spent on my Amex and told me that I still didnot reach the limit yet, so why they should grant me more? Lesson to be learned: try to focus using on one credit card until it reach the limit, pay in full then roll over to others. Then you will have more chance to recon to show your heavily usage. 

[Luscher]

how much do you spend on your amex?

edit: per yer?

[physignathus]

I spent about 20k on my Amex since June last year. But the highest amount on month reported just 6800usd that month. But I also spent 60k in my chase cards last year.