06-26-2012 01:36 PM
Voodard wrote:Ok, I don't think you have anything to worry about. One card at 93% shouldn't hurt you because your utilization rate is 35%. Please update us when you receive word from Chase.
WOOO HOOOO!!!! I called again today and had to verify my identity and answered some questions about my student loan. I had to verify my past addresses, phone number, and my monthly student loan payment. Afterwards, I was put on hold for a few seconds. The lady replied back " YOU HAVE BEEB APPROVED FOR $13,500". Feels good, now I'm gonna rack up the miles on this card.
06-26-2012 02:05 PM
jcx808 wrote:
Voodard wrote:Ok, I don't think you have anything to worry about. One card at 93% shouldn't hurt you because your utilization rate is 35%. Please update us when you receive word from Chase.
WOOO HOOOO!!!! I called again today and had to verify my identity and answered some questions about my student loan. I had to verify my past addresses, phone number, and my monthly student loan payment. Afterwards, I was put on hold for a few seconds. The lady replied back " YOU HAVE BEEB APPROVED FOR $13,500". Feels good, now I'm gonna rack up the miles on this card.
Congrats...what report did Chase pulled?
06-26-2012 02:16 PM
Chase pulled Experian for me. I don't know what my FIco score is from Experian, but my scores for EQ is 725 and TU is 746 as of June 24, 2012. I pulled my reports after I applied for the card since I didn't get an instant approval.
06-26-2012 09:06 PM
How long does it typically take for a new card to report on the credit report?
06-26-2012 10:31 PM
<<my scores for EQ is 725 and TU is 746 as of June 24, 2012>>
Those are great scores, and a very impressive initial CL for this card.
Go buy yourself a round of drinks on the card and get your 50,000 bonus miles!
Add your significant other or mother as authorized user and pick up another 5K miles.
Any you probably just cut your overall util in half, so watch your credit score grow some more!
Congrats
![]()
08-17-2012 12:38 PM
Ok, so the promo of 55k miles has hit my MP account and I'm pretty much done with this card. Anyone know how long I have to wait before upgrading to the United Club card? I'm assuming 12 months, but would like to know if any of you have been able to PC your card sooner than that.
08-17-2012 07:03 PM
I got approved last week for this card through a target offer in the mail. The pulled EQ for me, score at time of approval was 702. Utilization was 9%.
08-17-2012 07:39 PM
I have been getting mail offers for this card. I already have a Freedom but this card would be good for the united club.

08-18-2012 08:21 AM
I sent a secure message to Chase last night through my online account regarding PC to United Club from United Explorer. The CSR said that I can do a PC, but the Explorer card must have been open for a period of 1 year. She also said that as an alternative I could go online and apply for the United Club card today while keeping the Explorer. I don't think I want to open another account, so I'll just keep the Explorer card until I can PC.

myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.
>> About myFICO


