Credit Cards Center Credit cards from our partners
Reply
Valued Contributor
Posts: 2,638
Registered: ‎02-18-2014
0

Re: Chase Visa Singature automatic?


jna wrote:

I requested through secure message to upgrade my freedom to visa signature then after a couple of hours i received a message that they have forwarded my request to an escalation specialist.The next day i received a missed  call from a woman and found out she was from Chase.I returned her call and she processed my request over the phone and it was approved.


Did the same, but it took several SMs and about 2-1/2 weeks to get the VS for my freedom.  Possible, but anecdotally appears to be somewhere near 50/50 for approval of the upgrade.

AMEX (BCP - $25K, Platinum - NPSL, SimplyCash Plus Business - $17.5K, SPG - $20K)|BOA (BBR - $15K, CR - $15K)|Barclays (Arrival+ - $17.5K, Ring - $15K)|Blispay - $10K|CAP1 (QS - $30K, Venture - $30K)|Chase (AARP - $15K, freedom - $5.5K, CSP - $25K, Slate - $13.5K)|Citibank (DC - $28.2K, HD - $25K)|Discover it - $32.5K|Fidelity IR - $16K|Huntington Voice - $17K|LMCU - $10K|NFCU (cashRewards - $30K, GoRewards - $30K, CLOC - $15K)|PFCU (CR - $30K, Defender - $20K, LOC - $10K)|Synchrony Lowe's - $25K|US Bank Cash + ($12.5K, $21K)|USAA (Cash Rewards - $16K, Rewards - $23.4K, WPAOG - $10.5K)
Established Member
Posts: 23
Registered: ‎12-03-2013
0

Re: Chase Visa Singature automatic?

I called asked to be upgraded to sig and I was told by cs rep that, it is up to Visa....and not chase (makes no sense)....he said that I have to have a 5k plus limit (which I do) for at least a year before they can send a request to visa for the visa sig...when I told him that I currently have a boa sig and only had that for a few months before it was converted to sig he just repeated himself.  I knew his answer was b.s. but didn't really care enough to push. 

Salliemae World MasterCard 5.2K; U.S. Bank Cash Rewards Plus Visa Signature 7.5k; Discover It 12.5K; Fidelity AMEX 7.5K; Goal: 720: Current TU 713 EX 698 EQ 704
util 8%

I've reached all of my credit card goals....finally!!!!


Moderator Emerita
Posts: 27,204
Registered: ‎09-13-2012
0

Re: Chase Visa Singature automatic?


Knowname wrote:

I called asked to be upgraded to sig and I was told by cs rep that, it is up to Visa....and not chase (makes no sense)....he said that I have to have a 5k plus limit (which I do) for at least a year before they can send a request to visa for the visa sig...when I told him that I currently have a boa sig and only had that for a few months before it was converted to sig he just repeated himself.  I knew his answer was b.s. but didn't really care enough to push. 


Your card needs to be at least 12 mos old before you are eligible for an upgrade. It has nothing to do with your BoA cc. 

Established Member
Posts: 23
Registered: ‎12-03-2013
0

Re: Chase Visa Singature automatic?

I get that Boa's card has nothing to do with chase.  The two things I don't get:

 

Does Chase really have to submit a request to Visa and Visa needs to approve me for visa sig?

 

Why is it that BOA gave me a Visa sig after have my account open for only 4 months with an inital credit line of 2500

Salliemae World MasterCard 5.2K; U.S. Bank Cash Rewards Plus Visa Signature 7.5k; Discover It 12.5K; Fidelity AMEX 7.5K; Goal: 720: Current TU 713 EX 698 EQ 704
util 8%

I've reached all of my credit card goals....finally!!!!


Highlighted
Regular Contributor
Posts: 153
Registered: ‎09-09-2012
0

Re: Chase Visa Singature automatic?

This is actually a relatively easy process to do. First, your card needs to be 12-13 months old. Second, the card must have a 5000 cl. Third, to make the process easy, your first point of contact to do the upgrade is contact Chase EO, either by phone or email. They'll take down your info, and give you a call back in about 1 to 3 days (maybe a little more). To me, it seems the ones that have the most difficulties doing the upgrade are those that try to do this with regular customer service. They cannot do it for you. It must be done through the EO. 

Age: 24 | FICO: TU 807, EQ 770, EX 825 | FAKO: TU 778, EX 769 | Garden: 6/2015 | Total History: 7yr 6mo | AAoA: 4yr 2mo | Util: 4%
........24000...............10000.....................6000................7000................500..................5000................18000...............10000
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0

Re: Chase Visa Singature automatic?

[ Edited ]

There is no absolute rule that Visa Signature (and World MC) needs to have $5K CL or above. It is up to the card issuer to decide that. Many issuers decided that $5K is the minimum CL.

 

Visa and MC have nothing anything to do with decision making. They are more than happy if a card issuer wants to issue Visa Signature or World MC, since that means they get a bigger cut in interchange fee.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
Posts: 1,927
Registered: ‎06-21-2012
0

Re: Chase Visa Singature automatic?

What's so cool about the Freedom VS?
| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0

Re: Chase Visa Singature automatic?


j_casteel wrote:
What's so cool about the Freedom VS?

Concierge service, NPSL, some travel perks, and/or some sense of prestigousness.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)
Valued Contributor
Posts: 1,927
Registered: ‎06-21-2012
0

Re: Chase Visa Singature automatic?

[ Edited ]

Mostly rhetorical when I asked...

I have 3 VS but never use any of the "perks"

| Walmart $5k | Amazon $5k | NFCU $20k | NLOC $15k | Lowes $17k | BoA $15k | Freedom $3k | IT $5.25k | CSP $5k | Marriott $5k | AMEX TE $18k | Alaska $5k |
Starting Scores: EQ:571 EX:??? TU:597
Current Scores: EQ:694 EX:714 TU:711
Goal Scores: 700
across the board
Valued Contributor
Posts: 2,528
Registered: ‎11-11-2010
0

Re: Chase Visa Singature automatic?


j_casteel wrote:

Mostly rhetorical when I asked...

I have 3 VS but never use any of the "perks"


Most never either.

In My Wallet:
Citi Forward (12/2010) | Citi Dividend (05/2011) | Chase Freedom (11/2011) | GECRB/PayPal (05/2012)
Discover it (07/2012) | AMEX BCP (09/2012) | TD/Target REDCard (10/2012) | Chase Ink Classic (11/2012)
BofA BBR (04/2013) | FNBO/Overstock.com (02/2014) | Barclaycard Arrival (04/2014) | FIA/Fidelity AMEX (04/2014)

Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.

Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
† Credit cards for FICO Score ranges: The score ranges are guidelines based on internal myFICO analysis of actual applicant approvals, and having a FICO Score in a particular range does not guarantee you will be approved for credit cards recommended in that range. These ranges were not provided by any card issuer.

Copyright ©2001-2015 Fair Isaac Corporation. All rights reserved.   | Terms of Use | Privacy Policy | Sitemap

IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more

FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.