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Valued Contributor
mxp114
Posts: 1,350
Registered: ‎09-01-2011

Chase and Balance Transfers?

For some reason, my account isn't eligible for BT offers. Does Chase ever do any? My CSP has had one offer last year but none before or after. Just wondering if this is common with Chase.

Moderator
Revelate
Posts: 8,139
Registered: ‎12-30-2011

Re: Chase and Balance Transfers?


mxp114 wrote:

For some reason, my account isn't eligible for BT offers. Does Chase ever do any? My CSP has had one offer last year but none before or after. Just wondering if this is common with Chase.


I don't know for certain, but Chase has a product specifically designed for BT's, the Slate, unlike others (NFCU/DCU as examples) which seem to offer at random intervals across their cards.

 

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 703, TU 708, EX 702* (05/30/14, EX older)
Goal Score: 700 in all three (01/01/15)


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Established Contributor
emptypockets
Posts: 932
Registered: ‎02-03-2009

Re: Chase and Balance Transfers?

[ Edited ]

Chase definitely has BT offers. I received a BT offer for my CSP that expires 2/28/2013 (they sent checks and emailed the offer). It is a 0% BT through 3/12/14 (14mos) with a BT fee of either $5 or 2% of transaction, whichever is higher.

 

Corrected the date :smileyhappy:


CC's: AMEX (4), Alliant Visa, PenFed AMEX, Nordstrom Visa,US Bank Cash+, Chase (5), Huntington Voice, UMB Visa, Dillard's AMEX, Barclay's Visa, Citi (4), Discover IT, Walmart Discover, Sam's MC, Cabela's Visa, Cap One QS, BOA (2), BMW Visa, Comenity Visa/MC (3), Ebates Visa Siggy, 5/3 RLR MC, Macy's AMEX; Several store cards.

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Valued Contributor
creditnocash
Posts: 2,172
Registered: ‎07-23-2012

Re: Chase and Balance Transfers?

3/12/14??

They do offer them but depends on the card I guess. My freedom has an into rate for the first 13 months with 3% fee. 0% interest and normal 22.9 after that
Current: EQ 735 Discover 9/5/13 Walmart TU 730 EX FICO 726 Amex Pull(1/1/13)

Starting total revolving credit: $2600 | Current total revolving credit: 31k+

Inquiries (24 Months): EQ 8 TU 5 EX 5 | Most Recent: 09/04/2013
2 Inquiries in The Last 12 Months


2014 Goals:
Lower Utility

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
Open123
Posts: 3,923
Registered: ‎02-23-2011

Re: Chase and Balance Transfers?

I was offered a 0% for 12 months or 1.99% for 18 months with a 2% transfer/check fee.  

Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011

Re: Chase and Balance Transfers?

Im sure a friendly phone call will get you taken care of.

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Valued Contributor
visorboy1974
Posts: 1,129
Registered: ‎05-17-2010

Re: Chase and Balance Transfers?


mxp114 wrote:

For some reason, my account isn't eligible for BT offers. Does Chase ever do any? My CSP has had one offer last year but none before or after. Just wondering if this is common with Chase.


Same thing here...I thought it was just me.  Not that I mind because my APR is relatively high compared to other cards, but I do have a BT link on my account and whenever I click it, I'll see the "not eligible" notation.  

Valued Contributor
afbar1114
Posts: 2,177
Registered: ‎01-09-2012

Re: Chase and Balance Transfers?

If you don't have enough credit or your limit is low they won't offer anything. I called and asked once

In my wallet: AMEX Gold; Freedom $1.5k; CSP $5k; Chase United $5k; Discover $2k
Last HP: 4/30
Valued Contributor
visorboy1974
Posts: 1,129
Registered: ‎05-17-2010

Re: Chase and Balance Transfers?


afbar1114 wrote:
If you don't have enough credit or your limit is low they won't offer anything. I called and asked once

My limit is over $5K and I have almost the full limit to use so this definitely wouldn't apply in my situation.

Valued Contributor
thom02099
Posts: 1,313
Registered: ‎08-30-2011

Re: Chase and Balance Transfers?


afbar1114 wrote:
If you don't have enough credit or your limit is low they won't offer anything. I called and asked once

Hmmm....I have $15K in CL on 2 cards (CSP and JPM Select)  with a $5K CLI coming up on JPM, and have the same response to the BT button selection, that it's not available at this time.  Credit history goes back well over 20 years.  As with anything credit related, I guess YMMV. 

AMEX Gold NPSL / AMEX Zync NPSL / AMEX Blue Cash Preferred $14K / Bank of America Cash Rewards Signature Visa $15K / Merrill Lynch Plus Signature Visa $15K / Chase Sapphire Preferred Signature Visa $10K / J P Morgan Select Signature Visa $10K / Chase Slate Visa $6K / CITI Diamond Preferred MasterCard $13.2K / Discover IT $10.5K / IberiaBank Select Visa $8K / 1st Command Bank Platinum Visa $7.5K / Wells Fargo Platinum Visa $7.5K / Home Depot $9.7K / Lowes $10K

EX = 768 EQ = 828 TU = 834 - June/2014

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