Chase and Capital One Have no hassle rewards. What about Discover and Costco Citi?

[delaney1]

It's really easy to make sure the correct number of points have been credited to my account with C1 and Chase. Could I expect the same with Discover and Citi Costco, or will I have to check my numbers because there's a long delay in having points credited?

[Anonymous]

Discover is delayed and no clear info provided on how you earned the points that I can find. On the + side, ppl here say they are very reliable for awarding accurate points.

I know nothing about Costco.

Edited because I was distracted by shiney objects and repeated myself. 

[delaney1]

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@Anonymous wrote:

Discover is delayed and no clear info provided on how you earned the points that I can find. On the + side, ppl here say they are very reliable for awarding accurate points.

I know nothing about Costco.

Edited because I was distracted by shiney objects and repeated myself. 

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Thank you for that info! 

[Anonymous]

I don't have Costco, but for Discover it is no hassle. When a statement hits, there is a cashback tracker. There is a category "cashback bonus earned". Online, you click on it and it drops down a menu breaking down the categories as Q#: Categories that are 5%, Discover Deals and Promos, and Everywhere Else. It doesn't show each transaction, but it should be easy to tell.

I made a purchase with Amazon on the 31st of last year only for the transaction to post on the 1st of January. I when onto chat and in minutes, a rep credited me the other 4% without any hassle, and I offered to forward my purchase order email to them. Discover has been one of the easiest banks that I have dealt with.

[Anonymous]

I have Citi Costco. They send a reward voucher annually with your February statement. Take it to Costco serive desk and you are cashed out. Even though I signed up in November, I was happy with a $30+ reward this Feb due to Holiday spending and taking advantage of the zero interest for 7 months.