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Hi,
Is there diff between appling thru bank and online? I hv checking acc with chase since 1 year and hv 5k+ in acc. Is there better chances of approval if apply thru bank? I got rejected by online app in april this year.
No, there isn't.
Doesn't matter. You need to wait 6 months until you can app again with Chase, since you were rejected. Don't app now.
is 6 months only for people with a chase checking account? I did a double app 4.5 months after i was denied and approved for both.
@YahComb wrote:is 6 months only for people with a chase checking account? I did a double app 4.5 months after i was denied and approved for both.
You only need to wait for 90 days I believe.
I'd recommend the branch if there is one nearby. If you are going for the Freedom, the 10/10 is instantly applied (versus a few months if done online). If you are applying for CSP, the spending requirement for the 40K bonus is $2000 (versus $3000 online).
In addition to this, a banker will see a "pre-approval" beforehand.
You can always call the same recon department if need be.