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Chase app from bank or online

Contributor

Chase app from bank or online

Hi,

Is there diff between appling thru bank and online? I hv checking acc with chase since 1 year and hv 5k+ in acc. Is there better chances of approval if apply thru bank? I got rejected by online app in april this year. 

Walmart TU-724 on 12-2012
EX-707 on 08-2012
EQ-668on 08-2012
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Wallet - Discover 1500 | Chase Freedom 1500 | OldNavy Visa 2750 | Walmart 2000 | Amex BCE 6000 | BoA Visa Sig 5000 | Chase Marriott 5000 | Amex Hhonor 2000 | CSP 5000
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Message 1 of 6
5 REPLIES
Established Contributor

Re: Chase app from bank or online

No, there isn't.

AMEX SPG $30K | Citi TY Premier $20k | PenFed PlatRewards $25k | Barclay Arrival+ 40k | Chase Freedom $20k | BofA AMEX $15k | Discover IT $20k | | NASA Platinum-Advantage $20k | CapOne Quicksilver $15k | Amazon Card $10k |

My Journey from Sub-600s:
Message 2 of 6
Frequent Contributor

Re: Chase app from bank or online

Doesn't matter. You need to wait 6 months until you can app again with Chase, since you were rejected. Don't app now.

Message 3 of 6
Established Contributor

Re: Chase app from bank or online

is 6 months only for people with a chase checking account? I did a double app 4.5 months after i was denied and approved for both.

EQ-736(08/14) TU-752(09/14)
Newest to Oldest
Barc Sallie Mae 6K | Citi TY Pref 4.5K | US Bank Cash+ 10K | Chase Freedom 11.7K | Disc It 10.5K | Amazon Store 2.5K | BOA Cash Rewards 10.5K |

Closed Cards: 4 Oldest: 3yrs AAOA: 2yrs
Message 4 of 6
Valued Contributor

Re: Chase app from bank or online


YahComb wrote:

is 6 months only for people with a chase checking account? I did a double app 4.5 months after i was denied and approved for both.


You only need to wait for 90 days I believe.

 

Message 5 of 6
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New Contributor

Re: Chase app from bank or online

I'd recommend the branch if there is one nearby. If you are going for the Freedom, the 10/10 is instantly applied (versus a few months if done online). If you are applying for CSP, the spending requirement for the 40K bonus is $2000 (versus $3000 online).

 

In addition to this, a banker will see a "pre-approval" beforehand.

 

You can always call the same recon department if need be.

Message 6 of 6