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Contributor
Posts: 211
Registered: ‎07-02-2012
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Chase app from bank or online

Hi,

Is there diff between appling thru bank and online? I hv checking acc with chase since 1 year and hv 5k+ in acc. Is there better chances of approval if apply thru bank? I got rejected by online app in april this year. 

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Re: Chase app from bank or online

No, there isn't.

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Re: Chase app from bank or online

Doesn't matter. You need to wait 6 months until you can app again with Chase, since you were rejected. Don't app now.


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Re: Chase app from bank or online

is 6 months only for people with a chase checking account? I did a double app 4.5 months after i was denied and approved for both.

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Re: Chase app from bank or online


YahComb wrote:

is 6 months only for people with a chase checking account? I did a double app 4.5 months after i was denied and approved for both.


You only need to wait for 90 days I believe.

 

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Re: Chase app from bank or online

[ Edited ]

I'd recommend the branch if there is one nearby. If you are going for the Freedom, the 10/10 is instantly applied (versus a few months if done online). If you are applying for CSP, the spending requirement for the 40K bonus is $2000 (versus $3000 online).

 

In addition to this, a banker will see a "pre-approval" beforehand.

 

You can always call the same recon department if need be.

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