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Chase app with cosigner/joint?

Contributor

Chase app with cosigner/joint?

Is there a way to apply for a chase credit card with a cosigner?
I would like to try to get another and just got 2 in the past 2 weeks and know for a fact I wouldn't be approved on my own

If I did apply and was declined could I recon and add the cosigner then to see if it would get us approved?

I don't see anyways on the chase website for another persons information while applying (besides au)

Thanks for the help!
fico 747
Message 1 of 30
29 REPLIES
Frequent Contributor

Re: Chase app with cosigner/joint?

Not sure about the recon route. But when you do the initial app only one person can be on it.
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Message 2 of 30
Valued Contributor

Re: Chase app with cosigner/joint?

Chase: "Once the account is booked, a customer can request to add a joint account holder, but there is no option to do so on the new account application," says spokeswoman Gail Hurdis.


Read more: http://www.bankrate.com/finance/credit-cards/which-credit-cards-allow-co-signers.aspx#ixzz2QmQnP6WJ


Follow us: @Bankrate on Twitter | Bankrate on Facebook

 

Found that information on the website...looks like you or the other person has to apply for the card first then be added after the fact!


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Message 3 of 30
Moderator Emeritus

Re: Chase app with cosigner/joint?

Some banks offer joint accounts and some do not. Joint accounts are not very popular; you may receive better service by applying over the phone.

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Message 4 of 30
Contributor

Re: Chase app with cosigner/joint?

I wonder what would happen if I apply and was denied, maybe I'll try calling them tomorrow, thanks again daybreak

@simi thanks for confirming that, I thought that was the case :/
fico 747
Message 5 of 30
Contributor

Re: Chase app with cosigner/joint?

@web I've read chase does do joint I believe, I am just not sure if it'll work if I get declined
fico 747
Message 6 of 30
Frequent Contributor

Re: Chase app with cosigner/joint?

You can absolutely get a joint account with Chase. I am joint on a freedom and well my scores suck. But basically one person applies then you as an AU, after you have your AU card the account owner calls and requests that the AU be made joint. They verify that the AU wants to be joint then the switch is made. I did mine all on one piece of paper. Took two weeks total.
EX FICO - 526 9/24/14 TU FICO - 555 9/25/14 EQ FICO - 625 9/26/14
BK Discharged 7/7/14

Credit One $300 $500 --- Capital One Quicksilver $300
Comenity/Motorola Credit $1,500 --- Comenity/JCrew $750 $950
Comenity/Sportsmans Guide Visa $2500
Message 7 of 30
Super Contributor

Re: Chase app with cosigner/joint?

you can do joint applications for chase.

easiest way is to do it in a branch since it's easier to just bring in ID and have everything verified by the banker in person.

 

if a branch isn't nearby you can do it over the phone. just make sure they don't put in any wrong info

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Message 8 of 30
Contributor

Re: Chase app with cosigner/joint?

I don't have a branch near me, but I am going to call tomorrow, hopefully they say they can do it over the phone

Thanks guys
fico 747
Message 9 of 30
Moderator Emerita

Re: Chase app with cosigner/joint?

Your siggy shows 6 new accounts in 1 month. I'm not sure I would want to apply for any additional cc's right now. IMO of course.
Message 10 of 30