04-17-2013 08:40 PM - edited 04-17-2013 08:41 PM
Your siggy shows 6 new accounts in 1 month. I'm not sure I would want to apply for any additional cc's right now. IMO of course.
i was just thinking the same thing.
from the limits chase has given you, it seems that you have already hit the cap for the amount of CL they're willing to extend to you for now. I remember Chase requiring you to transfer CL to meet basic CL requirement for your united card, right? That's a good sign you have hit the cap.
Anymore apps you might get FR or AA. I wouldn't take the risk.
04-17-2013 08:41 PM
04-17-2013 08:44 PM - edited 04-17-2013 08:53 PM
Is there a way to apply for a chase credit card with a cosigner?
I would like to try to get another and just got 2 in the past 2 weeks and know for a fact I wouldn't be approved on my own
If I did apply and was declined could I recon and add the cosigner then to see if it would get us approved?
I don't see anyways on the chase website for another persons information while applying (besides au)
Thanks for the help!
While I am not aware of your overall credit situration , but judging from you sig you have alot of new accounts already. You may want to stop and go to the garden.
TU 715 No apps to 05/13 cash+ 5/13!!! 738 TU CSP April 13!!!CSP approved May 13!!!
04-17-2013 08:44 PM - edited 04-17-2013 08:45 PM
04-17-2013 08:44 PM
what other card are you trying to get?
i would honestly just wait.......what's the point of getting a low CL card when it's going to cost another HP to get the limits raised again later? Might as well do it all at once with 1 HP.
Also, Chase does SP to monitor your CR. If you already hit the cap with them, and they see something they don't like, there's going to be more issues down the road.
Take the safe route and wait for 3-6 months at least
04-17-2013 08:47 PM
04-17-2013 08:50 PM
04-17-2013 08:55 PM
dont worry too much about it. you got 3k (CSP) + 1k (barclays) + 1k (united) to spend over the next 3 months. I would say that's quite a bit of spending to do as it is.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.